Albemarle County property record for 2090 Ashmere Dr, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,989 sqft · built 1979 |
| Lot Size | 4.71 acres (205,168 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Feb 2020) |
| Tax Bill | $4,651 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09300-00-00-12800 |
| Primary APN | 09300-00-00-12800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,989 sqft Finished Area |
| Basement Area | 1,053 sqft |
| Unfinished Basement | 1,053 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 205,168 sqft (4.71 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 304 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2090 ASHMERE DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ASHMERE LOT 21 |
| Legal Subdivision | ASHMERE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2090 ASHMERE DR, CHARLOTTESVILLE, VA 22902-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Feb 20, 2020 | Grant Deed, Transfer · Conventional with PMI OVM FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2020 · Amount on Record |
| Deed Sale | Feb 20, 2020 · Amount on Record |
| Deed Document Number | 20201945 |
| Deed Book / Page | 5279 / 101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2090 ASHMERE DR, CHARLOTTESVILLE, VA 22902-8125 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 5618/500 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 5618/500 |
| Instrument | 2021-00016780 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Feb 20, 2020 |
| Property Address | 2090 ASHMERE DR, CHARLOTTESVILLE, VA 22902-8125 |
| Document Number | 0000001945 |
| Book / Page | 005279 / 000101 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 1945 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2090 ASHMERE DR CHARLOTTESVILLE VA 229028125, CHARLOTTESVILLE, VA 22902-8125 |
| Document Number | 1946 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 005279/000105 |
| Instrument | 1946 |
| Name | OVM FIN'L |
|---|---|
| Address | CHESAPEAKE, VA 23320 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2050 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,651.00 (-0.28%) | $520,300 (-0.29%) Land $162,800 Building $357,500 | $520,300 (-0.29%) Land $162,800 Building $357,500 |
| 2025 | $4,664.00 (+19.99%) | $521,800 (+14.63%) Land $159,400 Building $362,400 | $521,800 (+14.63%) Land $159,400 Building $362,400 |
| 2023 | $3,887.00 | $455,200 Land $156,200 Building $299,000 | $455,200 Land $156,200 Building $299,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1985–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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