209 Yellow Elder, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 209 Yellow Elder, Punta Gorda, FL 33955 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,042 sqft · built 2000
Lot Size	0.45 acres (19,631 sqft)
Owner	Company Name on File
Last Sale	$252,500 (Mar 2015)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-23-33-212-003`

Property Details

APN / Parcel Number

Primary APN	`41-23-33-212-003`
Alternative APNs	`0095262-019210-9` `10004712633`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,042 sqft Living Area
Gross Area	2,657 sqft

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	19,631 sqft (0.45 acres)
Garage Area	392 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	34 sqft
Porch	Finished/Screened Porch
Porch Area	223 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004712633
Old Parcel Number	00952620192109
Street Address	209 YELLOW ELDER
City	PUNTA GORDA
State	FL
Zip	33955-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PGI 018 0398 0021 PUNTA GORDA ISLES SEC18 BLK398 LT21 737/1498 1053-1428 1448/505 1550/615 1764/161 3956/1075
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	398
Legal Lot Number	21
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2018
Census Tract	10505

Owner

Source: Charlotte County records · APN 41-23-33-212-003

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	209 YELLOW ELDER, PUNTA GORDA, FL 33955-1157
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Oct 06, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 06, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Mar 30, 2015 · Amount on Record
Deed Sale	Mar 30, 2015 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Document Number	0039561075
Deed Book / Page	003956 / 001075
Last Transfer Date	Jun 26, 2025
Transfer Doc	0003541989
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	209 YELLOW ELDER, PUNTA GORDA, FL 33955-1157
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003243344
Date	Mar 31, 2023
Instrument	3243344

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	209 YELLOW ELDER, PUNTA GORDA, FL 33955-1157
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	HOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046420930
Date	Oct 06, 2020
Book Page	4642/930
Instrument	2859035

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	209 YELLOW ELDER, PUNTA GORDA, FL 33955-1157
Document Number	0045260744
Instrument Date	Jan 06, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 YELLOW ELDER PUNTA GORDA FL 339551157, PUNTA GORDA, FL 33955-1157

Mortgage

Document Number	0045260744
Date	Jan 10, 2020
Book Page	004526/000744
Instrument	2776572

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	209 YELLOW ELDER, PUNTA GORDA, FL 33955-1157
Document Number	0043092007
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	HOMETOWN TITLE AND CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 YELLOW ELDER PUNTA GORDA FL 339551157, PUNTA GORDA, FL 33955-1157

Mortgage

Document Number	0043092007
Date	May 01, 2018
Book Page	004309/002007
Instrument	2608375

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2033

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,480.00 (+4.54%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$255,397 (+5.99%)	$387,965 (+0.86%) Land $110,000 Building $277,965
2023	$3,329.00 (+3.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$240,970 (+3%)	$384,666 (+8.8%) Land $114,000 Building $270,666
2022	$3,230.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$233,951	$353,568 Land $93,500 Building $260,068

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150105052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 269 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024, other causes, Hurricane Helene
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	3,000 / 3,000
Ripple Fiber	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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