209 Windchase Dr, Birmingham, AL 35242 Property Records

Shelby County property record for 209 Windchase Dr, Birmingham, AL 35242

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,779 sqft · built 1997
Lot Size0.398 acres (17,373 sqft)
OwnerIndividual Name on Record
Tax Bill$2,445 (2025)
Deeds & MortgagesOct 2021 Reverse Mortgage
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN101110001002057

Property Details

APN / Parcel Number

Primary APN101110001002057

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,779 sqft Heated Area
1st Floor Area1,467 sqft
Upper Floors Area1,841 sqft
Basement Area794 sqft
Finished Basement673 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,373 sqft (0.398 acres)
Lot Dimensions157 ft deep x 110 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address209 WINDCHASE DR
CityBIRMINGHAM
StateAL
Zip35242-4643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 11 19S 02W NBRHD: 01 MEADOWBROOK (HABERSHAM/WINDCHASE) R-2
Legal Range02W
Legal Township19S
Legal Section11
Legal SubdivisionWINDCHASE
Legal Lot Number57
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group2
Census Block2015
Census Tract30330

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address209 WINDCHASE DR, BIRMINGHAM, AL 35242-4643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Jul 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
ADVANCE MTG & INV

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address209 WINDCHASE DR, BIRMINGHAM, AL 35242-4643
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 WINDCHASE DR, BIRMINGHAM, AL 35242-4643

Mortgage

Document Number0000500600
DateOct 14, 2021
Instrument20211014000500600
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term918 Months
DueApr 21, 2098
Interest
Rate TypeAdjustable Rate
Rate1.89%
Type Change DateNov 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address209 WINDCHASE DR, BIRMINGHAM, AL 35242-4643
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000236560
DateJul 3, 2018
Instrument20180703000236560
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address209 WINDCHASE DR, BIRMINGHAM, AL 35242-4643
Document Number0000175360
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address209 WINDCHASE DR BIRMINGHAM AL 352424643, BIRMINGHAM, AL 35242-4643

Mortgage

Document Number0000175360
DateMay 22, 2019
Instrument175360
Lender
NameADVANCE MTG & INV
TypeMERS
AddressSPANISH FORT, AL 36527
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,445.00$55,580 (+7.13%)$555,700 (+7.11%) Land $100,000 Building $455,700
2023$51,880$518,800 Land $85,000 Building $433,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1996–2000)
Most Recent ClaimApr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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