Oconee County property record for 209 Willow Ridge Rd, Westminster, SC 29693
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,080 sqft · built 2009 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Trust Name on File |
| Last Sale | $215,000 (Oct 2016) |
| Tax Bill | $945 (2025) |
| Deeds & Mortgages | May 2024 Sale Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-00-03-067 |
| Primary APN | 278-00-03-067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 24,829 sqft (0.569 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 37142 |
|---|---|
| Old Parcel Number | 278 00 03 067 |
| Street Address | 209 WILLOW RIDGE RD |
| City | WESTMINSTER |
| State | SC |
| Zip | 29693-4944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 WILLOW RIDGE (0.572 AC) |
| Legal Subdivision | WILLOW RIDGE |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | OAKWAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30901 |
209 Willow Ridge Rd is owner-occupied and held in a trust since May 2024.
Source: Oconee County records, as of November 14, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 209 WILLOW RIDGE RD, WESTMINSTER, SC 29693-4944 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2024 | Deed, Transfer |
| Jul 2, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2016 · Amount on File |
| Deed Sale | Oct 13, 2016 · Amount on File |
| Prior Sale | Aug 28, 2008 · Amount on File |
| Deed Document Number | 0000004670 |
| Deed Book / Page | 00221 / 000102 |
| Last Transfer Date | May 1, 2024 |
| Transfer Doc | 0000013315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | May 1, 2024 |
| Property Address | 209 WILLOW RIDGE RD, WESTMINSTER, SC 29693-4944 |
| Document Number | 0000013315 |
| Book / Page | 3069 / 137 |
| Map Reference | MB B565 PG 3 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 13315 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 209 WILLOW RIDGE RD, WESTMINSTER, SC 29693-4944 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 209 WILLOW RIDGE RD, WESTMINSTER, SC 29693-4944 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 878 BOLEMAN HILL RD, HARTWELL, GA 30643-2648 |
| Document Number | 0000000084 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 4179/193 |
| Instrument | 84 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MOUNT AIRY, GA 30563 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 209 Willow Ridge Rd was $945.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $945.00 | $9,006 Land $815 Building $8,191 | $225,151 Land $20,380 Building $204,771 |
| 2023 | $9,006 Land $815 Building $8,191 | $225,151 Land $20,380 Building $204,771 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 209 Willow Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Willow Ridge Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 54% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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