209 William St, Midland, MI 48640 Property Records

Midland County property record for 209 William St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,074 sqft · built 1942
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$91,750 (Oct 2016)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-16-20-410`

Property Details

APN / Parcel Number

Primary APN	`14-16-20-410`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	724 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 58 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 WILLIAM ST
City	MIDLAND
State	MI
Zip	48640-5444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	SELY 22 FT OF LOTS 1, 2 BLK 3 & NWLY 22 FT OF LOTS 8 & 9 BLK 3 & VAC ALLEY BETWEEN SAID LOTS BAKER ADD L586 P564
Legal Subdivision	BAKER ADD
Legal Block	3
Legal Lot Number	1-2,8-9
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1007
Census Tract	290100

Owner

Source: Midland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 WILLIAM ST, MIDLAND, MI 48640-5444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2016 · Amount on Record
Deed Sale	Oct 3, 2016 · Amount on Record
Prior Sale	Mar 28, 2014 · Amount on Record
Deed Book / Page	1600 / 281
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Aug 6, 2026
Property Address	209 WILLIAM ST, MIDLAND, MI 48640-5444
Document Number	0000007591
Instrument Date	Jul 31, 2026
Instrument	20267591
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 WILLIAM ST, MIDLAND, MI 48640-5444

Mortgage

Document Number	0000007591,
Date	Aug 6, 2026
Instrument	20267591

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2051

Interest

Rate	6.43%
Max Rate	-1%

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,700	$149,400
2025	$1,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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