209 Willard St, Hagerstown, MD 21740 Property Records

Washington County property record for 209 Willard St, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	1 ba · 680 sqft · built 1945
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Aug 2019)
Tax Bill	$974 (2026)
Deeds & Mortgages	Dec 2022 Reverse Mortgage Aug 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-015877`

Property Details

APN / Parcel Number

Primary APN	`22-015877`
Alternative APN	`015877`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	680 sqft Total Area
Basement Area	96 sqft
Unfinished Basement	96 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	170 ft deep x 40 ft wide
Porch	Slab
Porch Area	96 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015877
Street Address	209 WILLARD ST
City	HAGERSTOWN
State	MD
Zip	21740-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Description	LOT 34 40X170 209 WILLARD ST
Legal Subdivision	THOMAS ADDITION EAST HAGERSTONE MARYLAND
Legal Lot Number	34
Jurisdiction	WASHINGTON MD
Township / Civil Division	22, HAGERSTOWN
Census Block Group	2
Census Block	2001
Census Tract	601

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 WILLARD ST, HAGERSTOWN, MD 21740-5027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 22, 2019	Grant Deed, Transfer BRENNAN TITLE
Jul 27, 2018	Grant Deed, Transfer CROWN TITLE CORPORATION
Jul 27, 2018	Quit Claim Deed, Transfer CROWN TITLE CORPORATION
Jun 1, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Book / Page	6048 / 152
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	0058020030
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	209 WILLARD ST, HAGERSTOWN, MD 21740-5027
Transaction Type	Mortgage
Record Updated	Dec 23, 2022
Title Company	CHANCELLOR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 WILLARD ST, HAGERSTOWN, MD 21740-5027

Mortgage

Document Number	0071570215
Date	Dec 13, 2022
Book Page	7157/215

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.44%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	12.4%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 22, 2019
Property Address	209 WILLARD ST, HAGERSTOWN, MD 21740-5027
Document Number	0060480152
Book / Page	006048 / 000152
Instrument Date	Jul 29, 2019
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 WILLARD ST HAGERSTOWN MD 217405027, HAGERSTOWN, MD 21740-5027

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 27, 2018
Property Address	209 WILLARD ST, HAGERSTOWN, MD 21740-5027
Document Number	0058020035
Book / Page	005802 / 000035
Instrument Date	Jul 21, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$42.75
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8218 PROPHET ACRES RD FAIRPLAY MD 217331046, FAIRPLAY, MD 21733-1046

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 27, 2018
Property Address	209 WILLARD ST, HAGERSTOWN, MD 21740-5027
Document Number	0058020030
Book / Page	005802 / 000030
Instrument Date	Jun 21, 2018
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$218.50
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 1, 2018
Property Address	209 WILLARD ST, HAGERSTOWN, MD 21740-5027
Document Number	0057630336
Book / Page	005763 / 000336
Instrument Date	Feb 23, 2018
Transaction Type	Foreclosure
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 WILLARD ST HAGERSTOWN MD 217405027, HAGERSTOWN, MD 21740-5027

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$974.00 (+5.75%) Homeowner's exemption	$154,633 (+7.31%)	$175,700 (+21.93%) Land $40,900 Building $134,800
2025	$921.00 (+5.74%) Homeowner's exemption	$144,100 (+30.25%) Land $35,900 Building $108,200	$144,100 (-) Land $35,900 Building $108,200
2024	$871.00 (+5.19%)
2023	$828.00 Homeowner's exemption	$110,633	$144,100 Land $35,900 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Willard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures