Pender County property record for 209 Whispering Pines Ct, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 2008 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,516 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3283-21-6037-0000 |
| Primary APN | 3283-21-6037-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 39,640 sqft (0.91 acres) |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Greenhouse | 120 sqft |
| Lean-To | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400972740 |
|---|---|
| Old Parcel Number | 3283 21 6037 0000 |
| Street Address | 209 WHISPERING PINES CT |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | L 5, WHISPERING PINES |
| Legal Subdivision | WHISPERING PINES |
| Legal Lot Number | 5 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 920203 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 209 WHISPERING PINES CT, HAMPSTEAD, NC 28443-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Oct 10, 2007 · Amount on Record |
| Last Transfer Date | Jan 28, 2015 |
| Transfer Doc | 0045270158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 209 WHISPERING PINES CT, HAMPSTEAD, NC 28443-3430 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 209 WHISPERING PINES CT, HAMPSTEAD, NC 28443-3430 |
| Document Number | 0048200632 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 4820/632 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 209 WHISPERING PINES CT, HAMPSTEAD, NC 28443-3430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046922488 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 4692/2488 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29423 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,516.00 (+17.16%) | $307,387 (+115.97%) Land $96,968 Building $210,419 | $307,387 (+115.97%) Land $96,968 Building $210,419 |
| 2023 | $142,326 (-) Land $25,212 Building $117,114 | $142,326 (-) Land $25,212 Building $117,114 | |
| 2022 | $1,294.00 | $142,326 Land $25,212 Building $117,114 | $142,326 Land $25,212 Building $117,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Focus Broadband.
5G (outdoors only) and 4G LTE
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