Lorain County property record for 209 Westminster Way, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 2011 |
| Lot Size | 0.084 acres (3,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,500 (Oct 2011) |
| Tax Bill | $3,891 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-090-000-061 |
| Primary APN | 11-00-090-000-061 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,680 sqft |
| Lot Dimensions | 80 ft deep x 46 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 32 sqft |
| Canopy | 32 sqft |
| Cooling System | Central |
|---|
| Street Address | 209 WESTMINSTER WAY |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIELDSTONE LAKES SUB #1 46 X 80 |
| Legal Subdivision | FIELDSTONE LAKES SUBDIVISION #1 |
| Legal Lot Number | 17 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 91100 |
Source: Lorain County records · APN 11-00-090-000-061
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 WESTMINSTER WAY, ELYRIA, OH 44035-8973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Oct 30, 2017 | Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2011 · Amount on Record |
| Deed Sale | Oct 27, 2011 · Amount on Record |
| Prior Sale | Oct 27, 2011 · Amount on Record |
| Deed Document Number | 0000389736 |
| Last Transfer Date | Oct 30, 2017 |
| Transfer Doc | 0000649891 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 209 WESTMINSTER WAY, ELYRIA, OH 44035-8973 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000622181 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 2017-0622181 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 30, 2017 |
| Property Address | 209 WESTMINSTER WAY, ELYRIA, OH 44035-8973 |
| Document Number | 0000649891 |
| Map Reference | MB 88 PG 5-7 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 2017-0649891 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIRST SOURCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 WESTMINSTER WAY, ELYRIA, OH 44035-8973 |
| Document Number | 0000649892 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-0649892 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,891.00 (+19.72%) | $85,400 (+22.8%) Land $22,750 Building $62,650 | $244,000 (+22.8%) Land $65,000 Building $179,000 |
| 2023 | $3,250.00 (+0.56%) | $69,542 (+%) Land $19,023 Building $50,519 | $198,690 (-) Land $54,350 Building $144,340 |
| 2022 | $3,232.00 | $69,540 Land $19,020 Building $50,520 | |
| 2021 | $198,690 Land $54,350 Building $144,340 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930911002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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