209 Westminster Ave, Westminster, MD 21157 Property Records

Carroll County property record for 209 Westminster Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,392 sqft · built 1975
Lot Size	0.638 acres (27,775 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Sep 2020)
Tax Bill	$5,396 (2026)
Deeds & Mortgages	Aug 2017 Line of Credit Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-015674`

Property Details

APN / Parcel Number

Primary APN	`07-015674`
Alternative APNs	`7015674` `015674`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,392 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,775 sqft (0.638 acres)
Deck Area	348 sqft
Shed	1 Shed
Shed Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	015674
Street Address	209 WESTMINSTER AVE
City	WESTMINSTER
State	MD
Zip	21157-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT - 27775 SF 209 WESTMINSTER AVE WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3022
Census Tract	507801

Owner

209 Westminster Ave is owned and occupied by an individual who bought it in September 2020.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	209 WESTMINSTER AVE, WESTMINSTER, MD 21157-4922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Sep 29, 2020	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Book / Page	9874 / 188
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	0079620164
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	209 WESTMINSTER AVE, WESTMINSTER, MD 21157-5093
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087700001
Date	Aug 8, 2017
Book Page	8770/0001
Instrument	8770-0001

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	209 WESTMINSTER AVE, WESTMINSTER, MD 21157-5093
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091980250
Date	Jan 3, 2019
Book Page	9198/0250

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 29, 2020
Property Address	209 WESTMINSTER AVE, WESTMINSTER, MD 21157-5093
Document Number	0098740188
Book / Page	9874 / 188
Instrument Date	Sep 17, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FLYNN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 613, BURTONSVILLE, MD 20866-0613

Mortgage

Document Number	0009874194
Date	Sep 29, 2020
Instrument	9874/194

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 209 Westminster Ave was $5,396 with a homeowner's exemption, up 3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,396.00 (+3.02%) Homeowner's exemption	$321,200 Land $100,800 Building $220,400	$321,200 Land $100,800 Building $220,400
2025	$5,238.00 Homeowner's exemption
2023	$5,171.00 (+63.43%) Homeowner's exemption	$306,000 (+9.26%) Land $100,800 Building $205,200	$306,000 (-) Land $100,800 Building $205,200
2022	$3,164.00 Homeowner's exemption	$280,067	$306,000 Land $100,800 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Westminster Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Westminster Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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