209 West St, Berlin, MD 21811 Property Records

Worcester County property record for 209 West St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,766 sqft · built 1989
Lot Size	0.282 acres (12,293 sqft)
Owner	2 Company Names on Record
Last Sale	$8,900 (Dec 1986)
Tax Bill	$2,564 (2026)
Deeds & Mortgages	Aug 2022 Transfer Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-027775`

Property Details

APN / Parcel Number

Primary APN	`03-027775`
Alternative APN	`027775`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,766 sqft Total Area
Utility Area	200 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,293 sqft (0.282 acres)
Lot Depth	1 ft Depth

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Deck Area	290 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	027775
Street Address	209 WEST ST
City	BERLIN
State	MD
Zip	21811-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4 58.33 X 172.77 X 85.10 X 171.88 WEST ST W G KERBIN SURVEY
Legal Subdivision	KERBIN W G JR LAND
Legal Lot Number	4
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1046
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	209 WEST ST, BERLIN, MD 21811-1448
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Intrafamily Transfer, Transfer RESORT LAND TITLE & ESCROW L
Apr 28, 2020	Loan Modification, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 1986 · Amount on Record
Deed Sale	Dec 12, 1986 · Amount on Record
Prior Sale	Jul 12, 1985 · Amount on Record
Deed Book / Page	1249 / 149
Last Transfer Date	Aug 2, 2022
Transfer Doc	0084440310
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Aug 17, 2022
Property Address	209 WEST ST, BERLIN, MD 21811-1448
Document Number	0084440310
Book / Page	8444 / 310
Map Reference	MB FWH 48 FO 24
Instrument Date	Aug 2, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	RESORT LAND TITLE & ESCROW L

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	209 WEST ST, BERLIN, MD 21811-1448

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WORCESTER MD
Property Address	209 WEST ST, BERLIN, MD 21811-1448
Document Number	0078120243
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 WEST ST BERLIN MD 218111448, BERLIN, MD 21811-1448

Mortgage

Document Number	0078120243
Date	Oct 28, 2020
Book Page	007812/000243

Lender

Name	MANUFACTURERS & TRADERS TR
Address	GETZVILLE, NY 14068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2035

Interest

Rate Type	Fixed Rate
Rate	2.32%

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,564.00 (+10.71%) Homeowner's exemption	$446,667 (+6.01%)	$472,000 (-) Land $106,000 Building $366,000
2025	$2,316.00 (-63.34%) Homeowner's exemption	$421,333 (+9.39%)	$472,000 (+19.19%) Land $106,000 Building $366,000
2023	$6,317.00 Homeowner's exemption	$385,167	$396,000 Land $106,000 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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