209 Walnut Ln, Sparta, NC 28675 Property Records

Alleghany County property record for 209 Walnut Ln, Sparta, NC 28675

Property Summary

Property Type	Mobile Home
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2025)
Tax Bill	$930 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3033447538`

Property Details

APN / Parcel Number

Primary APN	`3033447538`
Alternative APN	`78127`

Exterior

Architectural Style	Other
Lot Area	58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	78127
Street Address	209 WALNUT LN
City	SPARTA
State	NC
Zip	28675-9449
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	F1
Legal Description	SPLIT FROM 3033-44-8930
Jurisdiction	ALLEGHANY NC
Township / Civil Division	PINEY CREEK
Census Block Group	1
Census Block	1018
Census Tract	950300

Owner

Source: Alleghany County records · APN 3033447538

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 WALNUT LN, SPARTA, NC 28675-9449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 07, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 06, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 06, 2025 · Amount on Record
Deed Sale	Nov 06, 2025 · Amount on Record
Deed Book / Page	453 / 765
Prior Transfer Date	Jun 19, 2017
Prior Transfer Doc	386/0089
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	209 WALNUT LN, SPARTA, NC 28675-9449
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00450/1281
Date	May 07, 2025
Book Page	450/1281
Instrument	865

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Nov 06, 2025
Property Address	209 WALNUT LN, SPARTA, NC 28675-9449
Document Number	000453/765
Book / Page	453 / 765
Instrument Date	Oct 25, 2025
Instrument	2025002273
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 CRAB APPLE RD, SOUTHPORT, NC 28461-9138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 WALNUT LN, SPARTA, NC 28675-9449

Mortgage

Document Number	2025002274
Date	Nov 06, 2025
Instrument	2025002274

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2030
Change Frequency	5 Years
Min Rate At Change	3.45%
Max Rate At Change	7.45%
Index	5-Year CMT
Margin	2
Max Rate	11.4%

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGHANY NC
Recording Date	Jun 23, 2017
Property Address	209 WALNUT LN, SPARTA, NC 28675-9449
Document Number	386/0089
Book / Page	386 / 0089
Instrument Date	Jun 19, 2017
Instrument	01114
Transaction Type	Transfer
Record Updated	Jul 09, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2675 MOUNT CARMEL RD, 2675, SPARTA, NC 28675-9160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 OSBORNE RD, SPARTA, NC 28675-8389
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,400 (-1.03%) Land $34,400 Building $91,000	$125,400 (-1.03%) Land $34,400 Building $91,000
2025	$930.00	$126,700 (-) Land $34,400 Building $92,300
2023		$126,700 Land $34,400 Building $92,300	$126,700 (-) Land $34,400 Building $92,300
2021			$126,700 Land $34,400 Building $92,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2003–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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