209 W William St, Champaign, IL 61820 Property Records

Champaign County property record for 209 W William St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,087 sqft · built 1952
Lot Size	0.202 acres (8,782 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Jul 2024)
Tax Bill	$4,007 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-255-002`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-255-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,087 sqft Building Perimeter
1st Floor Area	1,087 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	8,782 sqft (0.202 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	209 W WILLIAM ST
City	CHAMPAIGN
State	IL
Zip	61820-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 4 SELLER AND WARD ADD
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	SELLER AND WARD ADD
Legal Block	4
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1009
Census Tract	500

Owner

209 W William St is owned and occupied by two individuals who bought it in July 2024.

Source: Champaign County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 W WILLIAM ST, CHAMPAIGN, IL 61820-5119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Sep 23, 2019	Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Aug 23, 2019	Deed of Trust, Mortgage · Conventional with PMI UNIVERSITY/IL CMNTY CU
Oct 24, 2019	Re-recorded Document · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on File
Deed Sale	Jul 9, 2024 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	20249937
Prior Transfer Date	Aug 23, 2019
Prior Transfer Doc	0000017768
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	209 W WILLIAM ST, CHAMPAIGN, IL 61820-5119
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014767
Date	Jun 24, 2021
Instrument	2021R14767

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 23, 2019
Property Address	209 W WILLIAM ST, CHAMPAIGN, IL 61820-5119
Document Number	0000015637
Instrument Date	Aug 23, 2019
Instrument	2019R15637
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W WILLIAM ST, CHAMPAIGN, IL 61820-5119

Mortgage

Document Number	0000015638
Date	Sep 23, 2019
Instrument	2019R15638

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate	4%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	209 W WILLIAM ST, CHAMPAIGN, IL 61820-5119
Document Number	0000017769
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W WILLIAM ST CHAMPAIGN IL 618205119, CHAMPAIGN, IL 61820-5119

Mortgage

Document Number	0000017769
Date	Oct 24, 2019
Instrument	17769

Lender

Name	UNIVERSITY/IL CMNTY CU
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Interest

Rate	4%

October 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 24, 2019
Property Address	209 W WILLIAM ST, CHAMPAIGN, IL 61820-5119
Document Number	0000017768
Instrument Date	Aug 23, 2019
Instrument	2019R17768
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W WILLIAM ST, CHAMPAIGN, IL 61820-5119

Mortgage

Document Number	0000017769
Date	Oct 24, 2019
Instrument	2019R17769

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,300 (+12.2%) Land $18,560 Building $39,740	$174,900 (+12.2%) Land $55,680 Building $119,220
2024	$4,007.00 (+7.54%)	$51,960 Land $16,540 Building $35,420	$155,880 Land $49,620 Building $106,260
2023	$3,726.00 (+7.63%)
2022	$3,462.00 Homeowner's exemption	$43,650 Land $13,890 Building $29,760	$130,950 Land $41,670 Building $89,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 W William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 W William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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