Montgomery County property record for 209 W Spring St, Troy, NC 27371 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,120 sqft · built 1949 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Apr 2023) |
| Tax Bill | $454 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 10 26 9196 |
| Primary APN | 7538 10 26 9196 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Finished Area |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1487225 |
|---|---|
| Street Address | 209 W SPRING ST |
| City | TROY |
| State | NC |
| Zip | 27371-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALLEN HOME SPRING STREET |
| Legal Subdivision | ALLEN |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 10 26 9196
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 W SPRING ST, TROY, NC 27371-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2023 | Warranty Deed, Transfer · FHA Mortgage WOLFE FINANCIAL INC |
| Apr 27, 2022 | Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 25, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Apr 27, 2022 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Apr 18, 2023 |
| Property Address | 209 W SPRING ST, TROY, NC 27371-2935 |
| Document Number | 000921/761 |
| Book / Page | 921 / 761 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 377915 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9306 AUTUMN APPLAUSE DR, CHARLOTTE, NC 28277-1695 |
| Name | Verified Name |
|---|---|
| Address | 209 W SPRING ST, TROY, NC 27371-2935 |
| Document Number | 0000377916 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 377916 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Apr 27, 2022 |
| Property Address | 209 W SPRING ST, TROY, NC 27371-2935 |
| Document Number | 000900/900 |
| Book / Page | 900 |
| Instrument Date | Apr 07, 2022 |
| Instrument | 373618 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $151.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 14405, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 9306 AUTUMN APPLAUSE DR, CHARLOTTE, NC 28277-1695 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Oct 25, 2021 |
| Property Address | 209 W SPRING ST, TROY, NC 27371-2935 |
| Document Number | 000886/537 |
| Book / Page | 886 / 537 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 370884 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637 |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $454.00 | $73,929 (-) Land $18,295 Building $55,634 | $73,929 (-) Land $18,295 Building $55,634 |
| 2023 | $73,929 Land $18,295 Building $55,634 | $73,929 Land $18,295 Building $55,634 |
Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371239602021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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