209 W Mill St, Waterloo, IL 62298 Property Records

Monroe County property record for 209 W Mill St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Commercial
Lot Size	0.23 acres (9,844 sqft)
Owner	Individual Name on File
Tax Bill	$4,112 (2024)
Deeds & Mortgages	Apr 2024 Transfer Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-203-030-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-203-030-000`
Alternative APN	`07250720401200 00`

Exterior

Lot Area	9,844 sqft (0.23 acres)
Lot Dimensions	155 ft deep x 62 ft wide
Driveway	Concrete Driveway
Driveway Area	120 sqft

Location & Zoning

Street Address	209 W MILL ST
City	WATERLOO
State	IL
Zip	62298-1235
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 14 MARTINS ADDN S/2 BLK 16
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	MARTINS ADD
Legal Block	16
Legal Lot Number	14
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3038
Census Tract	600401

Owner

Source: Monroe County records · APN 07-25-203-030-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1401 OAK TREE CT, WATERLOO, IL 62298-2771
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2024	Transfer on Death Deed, Transfer
Oct 07, 2022	Intrafamily Transfer, Transfer · Seller Carry-Back JOSEPH C SCHNEIDER TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 28, 2024
Transfer Doc	0000432680
Record Updated	Sep 20, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IL
Recording Date	Apr 08, 2024
Property Address	209 W MILL ST, WATERLOO, IL 62298-1235
Document Number	0000432680
Instrument Date	Mar 28, 2024
Instrument	432680
Transaction Type	Transfer
Record Updated	May 01, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 TIMBERLINE DR, WATERLOO, IL 62298-2762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 OAK TREE CT, WATERLOO, IL 62298-2771

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Oct 07, 2022
Property Address	209 W MILL ST, WATERLOO, IL 62298-1235
Document Number	0000426444
Map Reference	DOC 202723
Instrument Date	Sep 26, 2022
Instrument	426444
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 TIMBERLINE DR, 631, WATERLOO, IL 62298-2762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 TIMBERLINE DR, WATERLOO, IL 62298-2762

Mortgage

Document Number	0000426445
Date	Oct 07, 2022
Instrument	426445

Lender

Name	JOSEPH C SCHNEIDER TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,790 (-0.02%) Land $13,600 Building $52,190	$197,370 (-0.02%) Land $40,800 Building $156,570
2024	$4,112.00
2022		$65,800 Land $13,600 Building $52,200	$197,400 Land $40,800 Building $156,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: HTC Holding, Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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