209 W Main St, Royal, IL 61871 Property Records

Champaign County property record for 209 W Main St, Royal, IL 61871

Property Summary

Property Type	Single Family Home
Lot Size	0.448 acres (19,523 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Nov 2025)
Tax Bill	$3,548 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-18-17-301-018`

Property Details

APN / Parcel Number

Primary APN	`17-18-17-301-018`

Exterior

Lot Area	19,523 sqft (0.448 acres)

Location & Zoning

Street Address	209 W MAIN ST
City	ROYAL
State	IL
Zip	61871-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BUSBOOMS SUB AND OTHER LAND
Legal Subdivision	BUSBOOMS SUB
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1028
Census Tract	10702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 W MAIN ST, ROYAL, IL 61871-6021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Oct 7, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	202517361
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	0000024074
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 12, 2025
Property Address	209 W MAIN ST, ROYAL, IL 61871-6021
Document Number	0000017361
Map Reference	DOC 722956
Instrument Date	Nov 7, 2025
Instrument	2025R17361
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 W MAIN ST, ROYAL, IL 61871-6021
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017362
Date	Nov 12, 2025
Instrument	2025R17362

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 7, 2021
Property Address	209 W MAIN ST, ROYAL, IL 61871-6021
Document Number	0000024074
Map Reference	MB P PG 32
Instrument Date	Oct 1, 2021
Instrument	2021R24074
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	209 W MAIN ST, ROYAL, IL 61871-6021

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Ogden Township
Municipality	Royal Village
Elementary School District	Prairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,750 (+6.6%) Land $12,250 Building $48,500	$182,250 (+6.6%) Land $36,750 Building $145,500
2024	$3,548.00 (+12.49%) Homeowner's exemption	$56,990 (+16.21%) Land $11,490 Building $45,500	$170,970 (+16.21%) Land $34,470 Building $136,500
2022	$3,154.00 Homeowner's exemption	$49,040 Land $9,890 Building $39,150	$147,120 Land $29,670 Building $117,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROYAL serves 273 people · EPA ID IL0190700
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
Frontier DSL	90 / 5
Rise Broadband Fixed Wireless	25 / 5
Watch TV Fixed Wireless	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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