209 W Main St, Independence, VA 24348 Property Records

Grayson County property record for 209 W Main St, Independence, VA 24348

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,611 sqft · built 1956
Lot Size0.725 acres (31,581 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (May 2022)
Tax Bill$1,024 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN73A1-A-99

Property Details

APN / Parcel Number

Primary APN73A1-A-99
Alternative APN
  • 2783

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,611 sqft Living Area
Gross Area4,076 sqft
1st Floor Area1,558 sqft
Basement Area1,558 sqft
Finished Basement1,558 sqft
FlooringVinyl/Resilient
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area31,581 sqft (0.725 acres)
TerrainRolling
Garage Area612 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area294 sqft
Patio Area171 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number2783
Street Address209 W MAIN ST
CityINDEPENDENCE
StateVA
Zip24348-4001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTOWN
Legal Description0.725 73A1-A-99
Legal SubdivisionGAYLE J COX ESTATE
JurisdictionGRAYSON VA
Township / Civil DivisionELK CREEK
Census Block Group2
Census Block2041
Census Tract60202

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address209 W MAIN ST, INDEPENDENCE, VA 24348-4001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 1, 2021Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2022 · Amount on Record
Deed SaleMay 26, 2022 · Amount on Record
Prior SaleOct 1, 2021 · Amount on Record
Deed Document Number20221173
Deed Book / Page671 / 208
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON VA
Recording DateMay 26, 2022
Property Address209 W MAIN ST, INDEPENDENCE, VA 24348-4001
Document Number000671/208
Book / Page671 / 208
Instrument DateMay 4, 2022
Instrument220001173
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 W MAIN ST, INDEPENDENCE, VA 24348-4001

Mortgage

Document Number0220001174
DateMay 26, 2022
Instrument220001174
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON VA
Recording DateOct 1, 2021
Property Address209 W MAIN ST, INDEPENDENCE, VA 24348-4001
Document Number210002211
Instrument DateSep 27, 2021
Instrument210002211
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 W MAIN ST, INDEPENDENCE, VA 24348-4001

Mortgage

Document Number210002212
DateOct 1, 2021
Instrument210002212
Lender
NameALCOVA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGrayson County
MunicipalityIndependence Town
Unified School DistrictGrayson County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,024.00 (+7.34%)$176,700 (-) Land $14,000 Building $162,700$176,700 (-) Land $14,000 Building $162,700
2023$954.00$176,700 Land $14,000 Building $162,700$176,700 Land $14,000 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 82% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF INDEPENDENCE
serves 971 people · EPA ID VA1077335
Water SourcePurchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Lingo Networks
Fiber
1,000 / 1,000
GigaBeam Networks
Fixed Wireless
100 / 20

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