209 W Main St, Elkin, NC 28621 Property Records

Surry County property record for 209 W Main St, Elkin, NC 28621 · Last verified December 2025

Property Summary

Property Type	Commercial Office
Details	3,600 sqft · built 1920
Lot Size	0.089 acres (3,920 sqft)
Owner	Company Name on File
Tax Bill	$1,850 (2025)
Deeds & Mortgages	Jan 2024 Sale Mar 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4951-14-32-6588`

Property Details

APN / Parcel Number

Primary APN	`4951-14-32-6588`
Alternative APNs	`100018630` `100122258` `100128692`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,600 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	3,920 sqft (0.089 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	100128692
Street Address	209 W MAIN ST
City	ELKIN
State	NC
Zip	28621-3490
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	209 E MAIN ST
Legal Subdivision	ELKIN-DOWNTOWN
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	4
Census Block	4056
Census Tract	930901

Owner

Source: Surry County records · APN 4951-14-32-6588

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	209 W MAIN ST, ELKIN, NC 28621-3490
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed, Transfer
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 13, 2023	Deed, Transfer
Feb 01, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2025
Deed Sale	May 14, 2025
Prior Sale	Apr 23, 2025
Deed Document Number	0019320991
Deed Book / Page	1932 / 0991
Record Updated	Jun 08, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SURRY NC
Recording Date	Jan 29, 2024
Property Address	209 W MAIN ST, ELKIN, NC 28621-3490
Document Number	001882/261
Book / Page	1882 / 261
Instrument Date	Jan 22, 2024
Instrument	712745
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W MAIN ST, ELKIN, NC 28621-3490

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	209 W MAIN ST, ELKIN, NC 28621-3490
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001849/582
Date	Mar 27, 2023
Book Page	1849/582
Instrument	704084

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2033

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	209 W MAIN ST, ELKIN, NC 28621-3490
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01828/1001
Date	Sep 12, 2022
Book Page	1828/1001
Instrument	699199

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SURRY NC
Recording Date	Jul 13, 2023
Property Address	209 W MAIN ST, ELKIN, NC 28621-3490
Document Number	001861/942
Book / Page	1861 / 942
Instrument Date	May 26, 2023
Instrument	707123
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 GWYN AVE, ELKIN, NC 28621-3427

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SURRY NC
Recording Date	Feb 01, 2022
Property Address	209 W MAIN ST, ELKIN, NC 28621-3490
Document Number	001799/738
Book / Page	1799 / 738
Instrument Date	Jan 19, 2022
Instrument	692335
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W MAIN ST, ELKIN, NC 28621-3490

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,850.00 (+222.86%)	$294,170 (+101.17%) Land $20,580 Building $273,590	$294,170 (+101.17%) Land $20,580 Building $273,590
2023	$573.00	$146,230 Land $16,470 Building $129,760	$146,230 Land $16,470 Building $129,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371719309014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Downtown Elkin Historic District listed 2000 · 53 contributing resources · NRIS 00001292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surry Telephone Membership	Fiber	2,500 / 2,500
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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