209 W James St, Dwight, IL 60420 Property Records

Livingston County property record for 209 W James St, Dwight, IL 60420

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 971 sqft · built 1910
Lot Size0.261 acres (11,375 sqft)
Owner2 Individual Names on File
Tax Bill$2,970 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN05-05-09-179-006

Property Details

APN / Parcel Number

Primary APN05-05-09-179-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area971 sqft Living Area
Basement Area971 sqft
Unfinished Basement971 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Roof MaterialAsphalt
Lot Area11,375 sqft (0.261 acres)
Lot Dimensions175 ft deep x 65 ft wide
Garage TypeDetached
Garage Area1,200 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address209 W JAMES ST
CityDWIGHT
StateIL
Zip60420-1222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description05-09-179-006 LOT 65 X 175 (APPROX) W25' LOT 4 & E40' LOT 5 BLK 3 MORGANS ADD
Legal SubdivisionMORGANS ADD
Legal Block3
Legal Lot Number4,5
JurisdictionLIVINGSTON IL
Township / Civil DivisionDWIGHT
Census Block Group4
Census Block4024
Census Tract960100

Owner

209 W James St, a single family home, is owned by two individuals.

Source: Livingston County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON IL
Property Address209 W JAMES ST, DWIGHT, IL 60420-1222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R00781
DateMar 7, 2019
Instrument2019R-00781
Lender
NameWINTRUST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 209 W James St was $2,970.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLivingston County
County SubdivisionDwight Township
MunicipalityDwight Village
Elementary School DistrictDwight Common School District 232 (PK - 08)
Secondary School DistrictDwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,970.00$32,909 Land $4,921 Building $27,988$98,727 Land $14,763 Building $83,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 W James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 W James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDWIGHT
serves 4,400 people · EPA ID IL1050250
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2018–2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityArsenic
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: AT&T.

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