209 W Elm St, Thayer, IL 62689 Property Records

Sangamon County property record for 209 W Elm St, Thayer, IL 62689

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (7,009 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jan 2020)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-28.0-456-012`

Property Details

APN / Parcel Number

Primary APN	`34-28.0-456-012`
Alternative APN	`34280456012 (CHECK DIGIT = 0)`

Exterior

Lot Area	7,009 sqft (0.16 acres)

Location & Zoning

Account Number	34280456012
Street Address	209 W ELM ST
City	THAYER
State	IL
Zip	62689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF THAYER C. W. & V. COAL CO. 4TH ADDN. L 12 B 19
Legal Subdivision	C W & V COAL CO 4TH ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3044
Census Tract	3400

Owner

209 W Elm St is owned by an individual who bought it in January 2020.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	601 LYNNE ST, VIRDEN, IL 62690-1639
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jan 31, 2020	Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Jul 23, 2013
Deed Document Number	202046
Prior Transfer Date	Jan 27, 2020
Prior Transfer Doc	0000000046
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	209 W ELM ST, THAYER, IL 62689
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R05621
Date	Mar 2, 2021
Instrument	2021R05621

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 27, 2036

Interest

Rate Type	Adjustable Rate

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 31, 2020
Property Address	209 W ELM ST, THAYER, IL 62689
Document Number	2020R02046
Instrument Date	Jan 27, 2020
Instrument	2020R02046
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 LYNNE ST, VIRDEN, IL 62690-1639

Mortgage

Document Number	2020R02047
Date	Jan 31, 2020
Instrument	2020R02047

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 209 W Elm St was $1,127.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Auburn Township
Municipality	Thayer Village
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,127.00	$15,385 Land $2,569 Building $12,816	$46,155 Land $7,707 Building $38,448
2022	$1,011.00	$12,568 Land $2,099 Building $10,469	$37,704 Land $6,297 Building $31,407

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 W Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 W Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THAYER serves 721 people · EPA ID IL1671250
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Computer Techniques Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Wisper ISP.

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