209 W Cummins St, Tecumseh, MI 49286 Property Records

Lenawee County property record for 209 W Cummins St, Tecumseh, MI 49286

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 939 sqft · built 1940
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2021)
Tax Bill	$3,470 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`XT0-610-1060-00`

Property Details

APN / Parcel Number

Primary APN	`XT0-610-1060-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	939 sqft Living Area
1st Floor Area	741 sqft
Basement Area	396 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	198 ft deep x 82.5 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 W CUMMINS ST
City	TECUMSEH
State	MI
Zip	49286-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	LOT 6 BLK 1 MCCOWAN'S ADDN CITY OF TECUMSEH
Legal Subdivision	MCCOWAN'S ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	LENAWEE MI
Township / Civil Division	TECUMSEH
Census Block Group	2
Census Block	2010
Census Tract	60800

Owner

209 W Cummins St is owned and occupied by an individual who bought it in June 2021.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	209 W CUMMINS ST, TECUMSEH, MI 49286-1901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY LENDING
May 21, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Book / Page	2620 / 695
Prior Transfer Date	May 2, 2019
Prior Transfer Doc	0025800280
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jun 10, 2021
Property Address	209 W CUMMINS ST, TECUMSEH, MI 49286-1901
Document Number	0026200695
Book / Page	2620 / 695
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E MONROE ST APT 111, 111, DUNDEE, MI 48131-1326

Mortgage

Document Number	0002620696
Date	Jun 10, 2021
Instrument	2620/696

Lender

Name	UNIVERSITY LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LENAWEE MI
Recording Date	May 21, 2019
Property Address	209 W CUMMINS ST, TECUMSEH, MI 49286-1901
Document Number	0025800280
Book / Page	002580 / 000280
Instrument Date	May 2, 2019
Transaction Type	Foreclosure
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$315.63
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1214 COOPER ST JACKSON MI 492022496, JACKSON, MI 49202-2496

Tax Assessment & Valuation

The 2025 property tax bill for 209 W Cummins St was $3,470 with a homeowner's exemption, up 8.6% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
Municipality	Tecumseh City
Unified School District	Tecumseh Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,000 (+3.6%)	$190,000 (+3.6%)
2025	$3,470.00 (+8.61%) Homeowner's exemption	$91,700	$183,400
2024	$3,195.00
2023		$78,000	$156,000
2022	$3,207.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 W Cummins St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 W Cummins St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TECUMSEH serves 8,521 people · EPA ID MI0006560
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber · Cable in parts of the area	4,000 / 4,000
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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