209 W Chapin St, Morris, IL 60450 Property Records

Grundy County property record for 209 W Chapin St, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,176 sqft · built 1908
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$176,900 (Nov 2020)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-04-437-005`

Property Details

APN / Parcel Number

Primary APN	`05-04-437-005`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,176 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Water Source	Commercial

Location & Zoning

Street Address	209 W CHAPIN ST
City	MORRIS
State	IL
Zip	60450-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPINS 2ND ADD N100' W6' LT 2 & N100' E34' LT 3 BLK 21 SEC 4-33-7
Legal Range	07W
Legal Township	33N
Legal Section	04
Legal Subdivision	CHAPINS SECOND ADDITION
Legal Block	21
Legal Lot Number	2-3
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	3
Census Block	3013
Census Tract	400

Owner

Source: Grundy County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 W CHAPIN ST, MORRIS, IL 60450-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK
Sep 14, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC
Nov 20, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE
Feb 16, 2018	Quit Claim Deed, Transfer · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2020598031
Prior Transfer Date	Feb 9, 2018
Prior Transfer Doc	0000575739
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Recording Date	Oct 1, 2026
Property Address	209 W CHAPIN ST, MORRIS, IL 60450-1821
Document Number	0000641769
Instrument Date	Sep 8, 2026
Instrument	2026641769
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W CHAPIN ST, MORRIS, IL 60450-1821

Mortgage

Document Number	0000641769,
Date	Oct 1, 2026
Instrument	2026641769

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Sep 1, 2052

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	209 W CHAPIN ST, MORRIS, IL 60450-1821
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000615616
Date	Sep 14, 2022
Instrument	615616

Lender

Name	HOMETOWN LENDERS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Nov 20, 2020
Property Address	209 W CHAPIN ST, MORRIS, IL 60450-1821
Document Number	0000598031
Instrument Date	Oct 19, 2020
Instrument	598031
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W CHAPIN ST MORRIS IL 604501821, MORRIS, IL 60450-1821

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	Feb 16, 2018
Property Address	209 W CHAPIN ST, MORRIS, IL 60450-1821
Document Number	0000575739
Instrument Date	Feb 9, 2018
Instrument	575739
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W CHAPIN ST, MORRIS, IL 60450-1821

Mortgage

Document Number	0000575740
Date	Feb 16, 2018
Instrument	575740

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,403.00 (+38.23%)	$81,825 (+25.52%) Land $8,161 Building $73,664	$245,475 (+25.52%) Land $24,483 Building $220,992
2022	$4,632.00 Homeowner's exemption	$65,191 Land $6,502 Building $58,689	$195,573 Land $19,506 Building $176,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2007–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

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