James City County property record for 209 Tutters Nck, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,712 sqft · built 1979 |
| Lot Size | 0.487 acres (21,257 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Feb 1994) |
| Tax Bill | $4,344 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-3 03-0-0096 |
| Primary APN | 50-3 03-0-0096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,712 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 21,257 sqft (0.487 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 11527 |
|---|---|
| Street Address | 209 TUTTERS NCK |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-5123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDENTIAL PLANNED CO |
| Legal Description | L-96 TUTTER'S NECK |
| Legal Subdivision | KINGSMILL |
| Legal Lot Number | 96 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | ROBERTS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 80104 |
Source: James City County records · APN 50-3 03-0-0096
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 TUTTERS NCK, WILLIAMSBURG, VA 23185-5123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 09, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 1994 · Amount on Record |
| Deed Sale | Feb 25, 1994 · Amount on Record |
| Deed Document Number | 0000673108 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 209 TUTTERS NCK, WILLIAMSBURG, VA 23185-5123 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0210017243 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 210017243 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 209 TUTTERS NCK, WILLIAMSBURG, VA 23185-5123 |
| Document Number | 0000003356 |
| Instrument Date | Feb 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000003356 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 3356 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,344.00 (+6.42%) | $523,400 (+19.09%) Land $139,900 Building $383,500 | $523,400 (+19.09%) Land $139,900 Building $383,500 |
| 2024 | $4,082.00 (+11.93%) | ||
| 2023 | $3,647.00 | $439,500 Land $125,800 Building $313,700 | $439,500 Land $125,800 Building $313,700 |
| 2022 | $3,647.00 (+9.03%) | ||
| 2019 | $3,345.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950801042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 182 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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