209 Trudy Ln, Florence, MS 39073 Property Records

Rankin County property record for 209 Trudy Ln, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,847 sqft · built 1997
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,488 (May 2025)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	May 2025 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D04J000002 00013I`

Property Details

APN / Parcel Number

Primary APN	`D04J000002 00013I`
Alternative APN	`1972`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,847 sqft Adjusted Area
1st Floor Area	2,242 sqft
2nd Floor Area	236 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	128,938 sqft (2.96 acres)
Patio Area	495 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1972
Street Address	209 TRUDY LN
City	FLORENCE
State	MS
Zip	39073-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 297.94 X 273.93 X 117.33 X 365.87 X 158.47 X 229.9 IN SW4 SE4 (LOTS 13, 14, 15, BLOCK I SOUTHERN ACRES SUB PT 2 & PT OF L
Legal Range	01E
Legal Township	04N
Legal Section	26
Legal Subdivision	SOUTHERN ACRES SUB
Legal Block	I
Legal Lot Number	10
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	1
Census Block	1003
Census Tract	21001

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 TRUDY LN, FLORENCE, MS 39073-8310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO LLC
Feb 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 19, 2025	Warranty Deed, Transfer TITLE ESCROW SERVICES, TITLE& SCROW SERVICE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Oct 26, 2011 · Amount on Record
Deed Book / Page	2025 / 10671
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	209 TRUDY LN, FLORENCE, MS 39073-8310
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037950
Date	May 19, 2025
Book Page	3025/37950

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	209 TRUDY LN, FLORENCE, MS 39073-8310
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008134
Date	Feb 2, 2026
Book Page	3026/8134

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2041

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	May 19, 2025
Property Address	209 TRUDY LN, FLORENCE, MS 39073-8310
Document Number	0000010671
Book / Page	2025 / 10671
Instrument Date	May 16, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TITLE ESCROW SERVICES, TITLE& SCROW SERVICE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4030 POPLAR SPRINGS RD, HAZLEHURST, MS 39083-9543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 TRUDY LN, FLORENCE, MS 39073-8310

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00 (+0.04%) Homeowner's exemption	$24,191 (+3.4%)
2024	$2,228.00 (+29.61%)		$241,910 (+3.4%) Land $23,220 Building $218,690
2023		$23,396
2021			$233,960 Land $23,220 Building $210,740
2019	$1,719.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARY WATER SEWER & FIRE DEPT serves 2,500 people · EPA ID MS0610022
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: C Spire Wireless, Windstream.

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