209 Trillium Loop, Richmond, KY 40475 Property Records

Madison County property record for 209 Trillium Loop, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Other
Owner	Company Name on File
Last Sale	$40,000 (Aug 2022)
Tax Bill	$2,064 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Aug 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0071-036B-0013`

Property Details

APN / Parcel Number

Primary APN	`0071-036B-0013`
Alternative APNs	`117098` `80184` `46486`

Location & Zoning

Account Number	46486
Street Address	209 TRILLIUM LOOP
City	RICHMOND
State	KY
Zip	40475-8236
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	TWIN LAKES LOT 13 PH 2
Legal Subdivision	TWIN LAKES
Legal Phase	2
Legal Lot Number	13
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3010
Census Tract	10901

Owner

Source: Madison County records · APN 0071-036B-0013

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	209 TRILLIUM LOOP, RICHMOND, KY 40475-8236
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CENTURY LENDING LLC
Aug 23, 2022	Deed, Construction Loan · Construction Mortgage COMMUNITY TRUST BANK INC
Jun 09, 2020	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Sep 11, 2020	Correction Deed

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Jun 09, 2020 · Amount on Record
Deed Document Number	2014108043
Deed Book / Page	D828 / 242
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	209 TRILLIUM LOOP, RICHMOND, KY 40475-8236
Transaction Type	Mortgage
Record Updated	Feb 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M01923/92
Date	Mar 04, 2020
Book Page	M01923/92
Instrument	2014008470

Lender

Name	FIRST CENTURY LENDING LLC
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 28, 2021

August 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 23, 2022
Property Address	209 TRILLIUM LOOP, RICHMOND, KY 40475-8236
Document Number	00D828/242
Book / Page	D828 / 242
Map Reference	CAB 30 SL 89
Instrument Date	Aug 19, 2022
Instrument	2014108043
Transaction Type	Construction Loan
Record Updated	Feb 02, 2024

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 OLD GARRARD RD, BEREA, KY 40403-6507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 55028, LEXINGTON, KY 40555-5028

Mortgage

Document Number	2014108044
Date	Aug 23, 2022
Instrument	2014108044

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	May 19, 2023

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 09, 2020
Property Address	209 TRILLIUM LOOP, RICHMOND, KY 40475-8236
Document Number	D00788/745
Book / Page	D00788 / 745
Map Reference	CAB P28 PG 389
Instrument Date	May 26, 2020
Instrument	2014013542
Transaction Type	Transfer
Record Updated	Feb 02, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 TWIN LAKES DR, RICHMOND, KY 40475-8051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CENTAL PARK AVE, BEREA, KY 40403

Mortgage

Document Number	2014013543
Date	Jun 09, 2020
Instrument	2014013543

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

September 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MADISON KY
Recording Date	Sep 11, 2020
Property Address	209 TRILLIUM LOOP, RICHMOND, KY 40475-8236
Document Number	D00794/102
Book / Page	D00794 / 102
Map Reference	CAB P28 PG 389
Instrument Date	Aug 20, 2000
Instrument	2014020146
Record Updated	Feb 02, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 TWIN LAKES DR, RICHMOND, KY 40475-8051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CENTAL PARK AVE, BEREA, KY 40403-1073

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,064.00 (+6.06%) Homeowner's exemption	$268,000 (+8.5%)	$268,000 (+8.5%)
2023	$1,946.00 Homeowner's exemption	$247,000	$247,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510109013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 68% of Kentucky
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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