209 Timber Ridge Rd, Nancy, KY 42544 Property Records

Russell County property record for 209 Timber Ridge Rd, Nancy, KY 42544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 632 sqft · built 1989
Owner	Individual Name on Record
Last Sale	$189,900 (Nov 2025)
Tax Bill	$927 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066-20-01-012.00`

Property Details

APN / Parcel Number

Primary APN	`066-20-01-012.00`
Alternative APN	`17247001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	632 sqft Living Area

Exterior

Year Built	Built 1989
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Steep
Garage Type	Attached
Porch	Porch
Porch Area	56 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Electric

Location & Zoning

Account Number	17247001
Street Address	209 TIMBER RIDGE RD
City	NANCY
State	KY
Zip	42544-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	66W#1-12 (LOT 12 & HOUSE) TIMBER RIDGE
Legal Block	1
Legal Lot Number	12
Jurisdiction	RUSSELL KY
Township / Civil Division	ELI
Census Block Group	4
Census Block	4050
Census Tract	960400

Owner

Source: Russell County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 214, LAWRENCEBURG, KY 40342-0214
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION
Mar 27, 2017	Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	775370
Deed Book / Page	398 / 163
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSSELL KY
Recording Date	Nov 6, 2025
Property Address	209 TIMBER RIDGE RD, NANCY, KY 42544-9661
Document Number	000398/163
Book / Page	398 / 163
Map Reference	CAB 1 SL 211
Instrument Date	Oct 31, 2025
Instrument	775370
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TREY TITLE LLC, TRUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6889 SWEETFARM LN, LOVELAND, OH 45140-6064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 214, LAWRENCEBURG, KY 40342-0214

Mortgage

Document Number	0000775371
Date	Nov 6, 2025
Instrument	775371

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSSELL KY
Recording Date	Mar 27, 2017
Property Address	209 TIMBER RIDGE RD, NANCY, KY 42544-9661
Document Number	DEED324/697
Book / Page	DEED 324 / 697
Map Reference	MB 1 PG 5
Instrument Date	Mar 17, 2017
Instrument	442495
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 TIMBER RIDGE RD, NANCY, KY 42544-9661

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6335 TELFORD FARM LN, GOSHEN, OH 45122-9675
Investor	Possibly a Property Investor

Mortgage

Document Number	0000442407
Date	Mar 27, 2017
Instrument	442407

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Russell County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Russell County
Unified School District	Russell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$927.00 (+36.73%)	$100,000 (+42.86%)	$100,000 (+42.86%)
2023	$678.00	$70,000	$70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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