McHenry County property record for 209 Timber Ln, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,388 sqft · built 1977 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Dec 2025) |
| Tax Bill | $4,210 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32-229-011 |
| Primary APN | 05-32-229-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,388 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 8,930 sqft (0.205 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 209 TIMBER LN |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-8428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2014R0032576 LT 95 LAKESHIRE WOODS |
| Legal Range | 09E |
| Legal Township | 46N |
| Legal Section | 32 |
| Legal Subdivision | LAKESHIRE WOODS |
| Legal Block | 229 |
| Legal Lot Number | 95 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | BURTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 870105 |
Source: McHenry County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 209 TIMBER LN, SPRING GROVE, IL 60081-8428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOWER LLC |
| Dec 1, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOWER |
| May 16, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOWER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on Record |
| Deed Sale | Dec 1, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2014 · Amount on Record |
| Deed Document Number | 2025R0033662 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 209 TIMBER LN, SPRING GROVE, IL 60081-8428 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000052266 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021R0052266 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 1, 2025 |
| Property Address | 209 TIMBER LN, SPRING GROVE, IL 60081-8428 |
| Document Number | 0000033662 |
| Map Reference | DOC 303049 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025R0033662 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 335 S ELM ST, PAXTON, IL 60957-1410 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 TIMBER LN, SPRING GROVE, IL 60081-8428 |
| Document Number | 0000033663 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025R0033663 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 209 TIMBER LN, SPRING GROVE, IL 60081-8428 |
| Document Number | 0000043353 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 209 TIMBER LN SPRING GROVE IL 600818428, SPRING GROVE, IL 60081-8428 |
| Document Number | 0000043353 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 43353 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 209 TIMBER LN, SPRING GROVE, IL 60081-8428 |
| Document Number | 0000015007 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 209 TIMBER LN SPRING GROVE IL 600818428, SPRING GROVE, IL 60081-8428 |
| Document Number | 0000015007 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 15007 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
Source: McHenry County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Burton Township |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,210.00 Homeowner's exemption | $74,586 (+21.89%) Land $10,534 Building $64,052 | $223,758 (+21.89%) Land $31,602 Building $192,156 |
| 2022 | Homeowner's exemption | $61,193 Land $8,643 Building $52,550 | $183,579 Land $25,929 Building $157,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2018–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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