Worcester County property record for 209 Talbot St, Ocean City, MD 21842
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 768 sqft · built 1940 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Oct 1998) |
| Tax Bill | $5,450 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 10-028256 |
| Primary APN | 10-028256 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Total Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 50 ft deep x 100 ft wide |
| Patio Area | 128 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Account Number | 028256 |
|---|---|
| Street Address | 209 TALBOT ST |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-4127 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | DMX |
| Legal Description | LOT 176 100' X 50' S S TALBOT ST PL OCEAN CITY |
| Legal Subdivision | OCEAN CITY |
| Legal Lot Number | 176 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 7, OCEAN CITY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950000 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12703 WHISPER TRACE DR, OCEAN CITY, MD 21842-8826 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 1998 · Amount on Record |
| Deed Sale | Oct 16, 1998 · Amount on Record |
| Deed Document Number | 1998313512 |
| Deed Book / Page | 2590 / 208 |
| Last Transfer Date | Feb 21, 2025 |
| Transfer Doc | 0089100001 |
| Record Updated | Oct 29, 2026 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Ocean City Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,450.00 (+12.6%) | $402,067 (+13.44%) | $449,700 (-) Land $412,500 Building $37,200 |
| 2025 | $4,840.00 (+11.93%) | $354,433 (+15.53%) | $449,700 (+46.58%) Land $412,500 Building $37,200 |
| 2023 | $4,324.00 | $306,800 Land $275,000 Building $31,800 | $306,800 Land $275,000 Building $31,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 289 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,383 units insured incl. 1,094 condo units |
| Nearby Flood Claims | 313 (1978–2025) |
| Claims Outside the SFHA | 18 of 313 |
| Most Recent Claim | Jan 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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