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209 Suwannee Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 209 Suwannee Dr, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,950 sqft · built 2023
Lot Size0.107 acres (4,661 sqft)
Owner2 Individual Names on Record
Tax Bill$5,869 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone A (high risk)
APN23-3S-18-16150-000-0190

Property Details

APN / Parcel Number

Primary APN23-3S-18-16150-000-0190
Alternative APN
  • 23-318-16150-000-0190

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,950 sqft Living Area
Gross Area2,722 sqft
1st Floor Area1,950 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions90 ft deep x 52 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address209 SUWANNEE DR
CityINLET BEACH
StateFL
Zip32461-8699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 WATERSOUND ORIGINS LONGLEAF PARK PH 1 PB 24-47 OR 3308-1840
Legal SubdivisionWATERSOUND ORIGINS LONGLEAF PARK
Legal Block1
Legal Lot Number19
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2019
Census Tract950610

Owner

Source: Walton County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4265 LONG LEAF DR, MEMPHIS, TN 38117-2357
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL FEDERAL BANK
Nov 20, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FINANCIAL FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2023
Deed SaleNov 20, 2023
Deed Document Number202341920
Deed Book / Page3308 / 1840
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address209 SUWANNEE DR, INLET BEACH, FL 32461-8699
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4265 LONG LEAF DR, MEMPHIS, TN 38117-2357

Mortgage

Document Number0033880709
DateFeb 23, 2026
Book Page3388/709
Instrument20260006662
Lender
NameFINANCIAL FEDERAL BANK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 20, 2023
Property Address209 SUWANNEE DR, INLET BEACH, FL 32461-8699
Document Number0033081840
Book / Page3308 / 1840
Map ReferenceMB 24 PG 47&48
Instrument DateNov 17, 2023
Instrument20230041920
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 19, 2023
Title CompanyRODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,457.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4592 E HIGHWAY 20, NICEVILLE, FL 32578-7711

Transferred To (Grantee/Buyer)

NameVerified Name
Address4265 LONG LEAF DR, MEMPHIS, TN 38117-2357

Mortgage

Document Number0033081842
DateNov 20, 2023
Instrument3308/1842
Lender
NameFINANCIAL FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,869.00 (+3.82%)$649,566 (+704.42%) Land $115,000 Building $534,566$649,566 (+704.42%) Land $115,000 Building $534,566
2024$5,653.00 (+671.21%)
2023$733.00$80,750 (+18,252.27%) Land $80,750$80,750 (+18,252.27%) Land $80,750
2022$440 Land $440$440 Land $440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000

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