Clay County property record for 209 Surrey Ct, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,318 sqft · built 1999 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,800 (Jun 2020) |
| Tax Bill | $5,579 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-807-00-02-035.00 |
| Primary APN | 05-807-00-02-035.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,318 sqft Living Area |
| Gross Area | 3,952 sqft |
| 1st Floor Area | 964 sqft |
| Basement Area | 964 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 130 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 209 SURREY CT |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR LAKE ESTATES V LT 21 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 27 |
| Legal Subdivision | CEDAR LAKE ESTATES V |
| Legal Lot Number | 21 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 22000 |
209 Surrey Ct is owned and occupied by two individuals who bought it in June 2020.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 SURREY CT, SMITHVILLE, MO 64089-8373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Jun 23, 2020 | Intrafamily Transfer, Transfer · VA Mortgage COMMUNITY FIRST NATIONAL BANK |
| Aug 23, 2017 | Warranty Deed, Transfer · VA Mortgage PLATTE VLY BK/MO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on File |
| Deed Sale | Jun 23, 2020 · Amount on File |
| Prior Sale | Aug 23, 2017 · Amount on File |
| Deed Document Number | 202020651 |
| Deed Book / Page | 8713 / 88 |
| Prior Transfer Date | Jun 18, 2020 |
| Prior Transfer Doc | 0000020651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 209 SURREY CT, SMITHVILLE, MO 64089-8373 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 209 SURREY CT, SMITHVILLE, MO 64089-8373 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032057 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 10068/119 |
| Instrument | 2025032057 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 13, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 23, 2020 |
| Property Address | 209 SURREY CT, SMITHVILLE, MO 64089-8373 |
| Document Number | 0000020651 |
| Book / Page | 8713 / 88 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 2020020651 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | ALPHA TITLE GUARANTY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 209 SURREY CT, SMITHVILLE, MO 64089-8373 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020652 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020020652 |
| Name | COMMUNITY FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 23, 2017 |
| Property Address | 209 SURREY CT, SMITHVILLE, MO 64089-8373 |
| Document Number | 0000028878 |
| Book / Page | 008031 / 000092 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 28878 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Title Company | MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 SURREY CT SMITHVILLE MO 640898373, SMITHVILLE, MO 64089-8373 |
| Document Number | 28879 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 008031/000093 |
| Instrument | 28879 |
| Name | PLATTE VLY BK/MO |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2047 |
The 2025 property tax bill for 209 Surrey Ct was $5,579.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,579.00 | $78,390 | $412,579 |
| 2023 | $4,633.00 | $67,090 | $353,105 |
| 2019 | $2,990.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 209 Surrey Ct in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Surrey Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 53% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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