St. Clair County property record for 209 Summers Trce, Belleville, IL 62220
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,008 sqft · built 1999 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,200 (Apr 1998) |
| Tax Bill | $8,146 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2021 Mortgage + 3 more |
| APN | 08-32-0-205-021 |
| Primary APN | 08-32-0-205-021 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| Upper Floors Area | 34 sqft |
| Basement Area | 2,008 sqft |
| Unfinished Basement | 2,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 472 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|
| Street Address | 209 SUMMERS TRCE |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62220-2772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODRIDGE ESTATES 7TH ADD LOT/SEC-112 BK 3300-1089 |
| Legal Subdivision | WOODRIDGE ESTATES |
| Legal Block | 205 |
| Legal Lot Number | 112 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 503304 |
209 Summers Trce is owned and occupied by two individuals who bought it in April 1998.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK NA |
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Jul 1, 2017 | Deed of Trust, Mortgage · Line of Credit ST LOUIS CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1998 · Amount on File |
| Deed Sale | Apr 1, 1998 · Amount on File |
| Deed Document Number | 19981427075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 209 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A02768716 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | A02768716 |
| Name | FLAGSTAR BANK NA |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 209 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A02728337 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | A02728337 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 209 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Document Number | 00A2674287 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 209 SUMMERS TRCE BELLEVILLE IL 622202772, BELLEVILLE, IL 62220-2772 |
| Document Number | 00A2674287 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2674287 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 4, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 209 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Document Number | 00A2634159 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 SUMMERS TRCE BELLEVILLE IL 622202772, BELLEVILLE, IL 62220-2772 |
| Document Number | 00A2634159 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 2634159 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Nov 20, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 209 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Document Number | 00A2545874 |
| Instrument Date | Jul 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2017 |
| Title Company | BENCHMARK TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 SUMMERS TRCE BELLEVILLE IL 622202772, BELLEVILLE, IL 62220-2772 |
| Document Number | 00A2545874 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 2545874 |
| Name | ST LOUIS CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 209 Summers Trce was $8,146 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Belleville City |
| County | St. Clair County |
| Elementary School District | Belleville School District 118 (PK - 08) |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,146.00 | $100,655 Land $15,619 Building $85,036 | $301,965 Land $46,857 Building $255,108 |
| 2022 | $77,192 Land $12,992 Building $64,200 | $231,576 Land $38,976 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 209 Summers Trce; there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Summers Trce is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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