Bay County property record for 209 Squid Ln, Panama City Beach, FL 32408
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 952 sqft · built 1986 |
| Lot Size | 0.019 acres (827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Nov 2020) |
| Tax Bill | $4,847 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 31443-070-000 |
| Primary APN | 31443-070-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 827 sqft (0.019 acres) |
| Driveway | Driveway |
| Driveway Area | 168 sqft |
| Porch | Florida Room |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 209 SQUID LN |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | BC16 |
| Legal Description | VENTURE OUT TRAVEL TRAIL LOT 8 BLK 6 ORB 4329 P 1685 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 16 |
| Legal Subdivision | VENTURE OUT TRAVEL TRAIL |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 2607 |
209 Squid Ln, a condominium, is owned by two individuals who bought it in November 2020.
Source: Bay County records, as of March 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1809 ELLERSLIE AVE, LA PLACE, LA 70068-2707 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Prior Sale | Apr 20, 2004 · Amount on File |
| Deed Document Number | 202079940 |
| Deed Book / Page | 4329 / 1685 |
| Prior Transfer Date | May 6, 2014 |
| Prior Transfer Doc | 0036060990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 24, 2020 |
| Property Address | 209 SQUID LN, PANAMA CITY BEACH, FL 32408 |
| Document Number | 0043291686 |
| Book / Page | 004329 / 001686 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 79940 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $14.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1809 ELLERSLIE AVE LA PLACE LA 700682707, LA PLACE, LA 70068-2707 |
| Document Number | 43291687 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 004329/001687 |
| Instrument | 79941 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35224 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 23, 2035 |
The 2025 property tax bill for 209 Squid Ln was $4,847, up 3.8% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,847.00 (+3.83%) | $362,067 | $436,339 Land $218,075 Building $218,264 |
| 2024 | $4,668.00 (+14.75%) | ||
| 2023 | $4,068.00 (+24.06%) | $351,611 (+21.71%) Land $205,726 Building $145,885 | $351,611 (+21.71%) Land $205,726 Building $145,885 |
| 2022 | $3,279.00 | $288,884 Land $170,000 Building $118,884 | $288,884 Land $170,000 Building $118,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Squid Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 311 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,268 units insured incl. 957 condo units |
| Nearby Flood Claims | 254 (1978–2023) |
| Claims Outside the SFHA | 161 of 254 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 209 Squid Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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