209 Springbeach Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 209 Springbeach Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 2012
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,540 (Sep 2026)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T082000710`

Property Details

APN / Parcel Number

Primary APN	`T082000710`
Alternative APN	`4-0037-A429-00-005E.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	1,044 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Masonry Veneer
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T082000710
Street Address	209 SPRINGBEACH DR
City	O FALLON
State	MO
Zip	63368-7383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #6 LOT 5E
Legal Subdivision	VLGS AT SPRINGHURST #6
Legal Lot Number	5E
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1021
Census Tract	312207

Owner

Source: St. Charles County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
May 17, 2023	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Feb 19, 2020	Deed of Trust, Mortgage DAS ACQUISITION
Apr 26, 2019	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	202645859
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2026
Property Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383
Document Number	0000045859
Instrument Date	Sep 24, 2026
Instrument	202645859
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383

Mortgage

Document Number	0000045860,
Date	Sep 25, 2026
Instrument	202645860

Lender

Name	DAS ACQUISITION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383

Mortgage

Document Number	0000018758
Date	May 17, 2023
Instrument	2023R-018758

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383

Mortgage

Document Number	0000055488
Date	Oct 11, 2022
Instrument	2022R-055488

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383

Mortgage

Document Number	2021R060378
Date	Jul 19, 2021
Instrument	2021R-060378

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383
Document Number	0072361424
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SPRINGBEACH DR O FALLON MO 633687383, O FALLON, MO 63368-7383

Mortgage

Document Number	0072361424
Date	Feb 25, 2020
Book Page	007236/001424
Instrument	113950

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 26, 2019
Property Address	209 SPRINGBEACH DR, O FALLON, MO 63368-7383
Document Number	0070641664
Book / Page	007064 / 001664
Instrument Date	Apr 24, 2019
Instrument	192120
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SPRINGBEACH DR O FALLON MO 633687383, O FALLON, MO 63368-7383

Mortgage

Document Number	70641668
Date	Apr 26, 2019
Book Page	007064/001668
Instrument	192140

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,107 (-)	$295,302 (-) Land $60,000 Building $235,302
2025	$3,737.00	$56,107 (+11.94%)	$295,302 (+11.94%) Land $60,000 Building $235,302
2023		$50,121
2022			$263,797 Land $50,000 Building $213,797

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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