209 Spring St, Lucama, NC 27851 Property Records

Wilson County property record for 209 Spring St, Lucama, NC 27851

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,946 sqft · built 1910
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2022)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2699-30-7309.000`

Property Details

APN / Parcel Number

Primary APN	`2699-30-7309.000`
Alternative APNs	`2699307309` `1127485`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,946 sqft Heated Area
1st Floor Area	1,946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	203 ft deep x 63 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 SPRING ST
City	LUCAMA
State	NC
Zip	27851-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	209 W SPRING ST BK-B L6 1.00LT
Legal Subdivision	CAMPBELL
Legal Block	B
Jurisdiction	WILSON NC
Township / Civil Division	CROSS ROADS
Census Block Group	1
Census Block	1040
Census Tract	1700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lucama Municipal Historic District listed 1986 · 42 contributing resources · NRIS 86000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wilson County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	209 SPRING ST, LUCAMA, NC 27851-9450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 4, 2021	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BANK
May 4, 2021	Warranty Deed, Transfer
Feb 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Book / Page	2971 / 867
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	002880/367
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jul 1, 2022
Property Address	209 SPRING ST, LUCAMA, NC 27851-9450
Document Number	002971/867
Book / Page	2971 / 867
Map Reference	MB 1 PG 201
Instrument Date	Jun 22, 2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2117 FOREST HILLS RD W, 2117, WILSON, NC 27893-3499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SPRING ST, LUCAMA, NC 27851-9450

Mortgage

Document Number	0002971871
Date	Jul 1, 2022
Instrument	2971-871

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.9%
Index	5-Year CMT
Max Rate	9.9%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	209 SPRING ST, LUCAMA, NC 27851-9450
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2894/417
Date	May 4, 2021
Book Page	2894/417

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	WILSON, NC 27896

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	May 4, 2021
Property Address	209 SPRING ST, LUCAMA, NC 27851-9450
Document Number	2894/404
Book / Page	2894 / 404
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6771 LACEY LN, 6771, LUCAMA, NC 27851-7503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2117 FOREST HILLS RD W, WILSON, NC 27893-3499
Investor	Possibly a Property Investor

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILSON NC
Recording Date	Feb 23, 2021
Property Address	209 SPRING ST, LUCAMA, NC 27851-9450
Document Number	002880/367
Book / Page	2880 / 367
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 801, LUCAMA, NC 27851-0801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6771 LACEY LN, LUCAMA, NC 27851-7503

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Lucama Town
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,176 (-) Land $15,000 Building $106,176	$121,176 (-) Land $15,000 Building $106,176
2025	$1,181.00	$121,176 (-) Land $15,000 Building $106,176	$121,176 (-) Land $15,000 Building $106,176
2024	$1,181.00 (+43.33%)	$121,176 Land $15,000 Building $106,176	$121,176 Land $15,000 Building $106,176
2021	$824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LUCAMA serves 881 people · EPA ID NC0498030
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Brightspeed DSL · Fiber in parts of the area	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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