209 Spring Ct, North Aurora, IL 60542 Property Records

Kane County property record for 209 Spring Ct, North Aurora, IL 60542

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,986 sqft · built 1999
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Sep 2005)
Tax Bill	$9,153 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-104-009`

Property Details

APN / Parcel Number

Primary APN	`15-05-104-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
Gross Area	2,992 sqft
Basement Area	976 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	30 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	209 SPRING CT
City	NORTH AURORA
State	IL
Zip	60542-1764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD OAKS PHASE 2 LOT 96 LOT DIMENSIONS: 73.75 X 125.2 X 103.06 X 120 SUBDIVISION: N AURORA/WATERFORD OAKS SFR RANGE CODE: 001
Legal Subdivision	N AURORA/WATERFORD OAKS SFR
Legal Phase	2
Legal Block	2
Legal Lot Number	96
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2002
Census Tract	853001

Owner

209 Spring Ct is owned and occupied by two individuals who bought it in September 2005.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 SPRING CT, NORTH AURORA, IL 60542-1764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2005 · Amount on File
Deed Sale	Sep 6, 2005 · Amount on File
Prior Sale	May 10, 1999 · Amount on File
Deed Document Number	2005104670
Prior Transfer Date	Apr 27, 1999
Prior Transfer Doc	0000046776
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	209 SPRING CT, NORTH AURORA, IL 60542-1764
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095586
Date	Dec 27, 2021
Instrument	2021K095586

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%
Change Frequency	2 Years

Tax Assessment & Valuation

The 2025 property tax bill for 209 Spring Ct was $9,153 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	North Aurora Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,153.00 Homeowner's exemption	$136,721 (+9.39%) Land $25,545 Building $111,176	$410,327 (+9.39%) Land $76,666 Building $333,661
2024		$124,985 Land $23,352 Building $101,633	$375,105 Land $70,084 Building $305,021
2022	$8,135.00 (+5.38%) Homeowner's exemption	$101,892 (+7.41%) Land $19,037 Building $82,855	$305,676 (+7.41%) Land $57,111 Building $248,565
2021	$7,720.00 Homeowner's exemption	$94,863 Land $17,724 Building $77,139	$284,589 Land $53,172 Building $231,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Spring Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Spring Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH AURORA serves 18,261 people · EPA ID IL0890600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20