Bremer County property record for 209 South St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,500 sqft · built 1913 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,000 (Jul 2005) |
| Tax Bill | $2,118 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-331-003 |
| Primary APN | 04-24-331-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,369 sqft (0.261 acres) |
| Lot Dimensions | 172 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 284 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 209 SOUTH ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-93-11 ROWE 2ND ADD N 40' W 1/2 LOT 18 & W 1/2 LOTS 19 & 20 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 24 |
| Legal Subdivision | ROWE'S 2ND ADD |
| Legal Lot Number | 18-20 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 4700 |
Source: Bremer County records · APN 04-24-331-003
Assessment roll updated September 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 SOUTH ST, SUMNER, IA 50674-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Balloon Mortgage VERIDIAN CREDIT UNION |
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Feb 03, 2026 | Intrafamily Transfer, Transfer |
| Apr 14, 2022 | Deed of Trust, Mortgage HUD |
| Oct 21, 2020 | Deed of Trust, Mortgage HUD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2005 · Amount on Record |
| Deed Sale | Jul 22, 2005 · Amount on Record |
| Deed Document Number | 20053397 |
| Last Transfer Date | Jan 06, 2026 |
| Transfer Doc | 0020260305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Apr 22, 2026 |
| Property Address | 209 SOUTH ST, SUMNER, IA 50674-1535 |
| Document Number | 0000001174 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20261174 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1827 ANSBOROUGH AVE, WATERLOO, IA 50701-3629 |
| Document Number | 0000001174, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20261174 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.22% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Apr 22, 2026 |
| Property Address | 209 SOUTH ST, SUMNER, IA 50674-1535 |
| Document Number | 0000001173 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20261173 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 209 SOUTH ST, SUMNER, IA 50674-1535 |
| Document Number | 0000001173, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20261173 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Feb 03, 2026 |
| Property Address | 209 SOUTH ST, SUMNER, IA 50674-1535 |
| Document Number | 0020260305 |
| Instrument Date | Jan 06, 2026 |
| Instrument | 20260305 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 SOUTH ST, SUMNER, IA 50674-1535 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 209 SOUTH ST, SUMNER, IA 50674-1535 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020221376 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 20221376 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 312 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 209 SOUTH ST, SUMNER, IA 50674-1535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20204669 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 20204669 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,118.00 Homeowner's exemption | $164,630 (+15.66%) Land $14,260 Building $150,370 | $164,630 (+15.66%) Land $14,260 Building $150,370 |
| 2024 | $2,118.00 (+15.11%) | ||
| 2023 | $142,340 Land $12,470 Building $129,870 | $142,340 Land $12,470 Building $129,870 | |
| 2022 | $1,840.00 |
Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2004–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Hawkeye Telephone Company Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures