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209 Smith St, La Crosse, VA 23950 Property Records

Mecklenburg County property record for 209 Smith St, La Crosse, VA 23950

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,944 sqft · built 2013
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Tax Bill$681 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN098A08-02-010A

Property Details

APN / Parcel Number

Primary APN098A08-02-010A
Alternative APNs
  • 098A08_02_00_010A
  • R037943

Interior

Bedrooms4 Beds
Stories1 Story
Building Area1,944 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account NumberR037943
Street Address209 SMITH ST
CityLA CROSSE
StateVA
Zip23950-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code70
Legal DescriptionPT LOTS 10, 11A & 11B WALKER
Legal Lot Number10-11B
JurisdictionMECKLENBURG VA
Township / Civil Division3
Census Block Group2
Census Block2036
Census Tract930101

Owner

Source: Mecklenburg County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address209 SMITH ST, LA CROSSE, VA 23950-5010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG VA
Property Address209 SMITH ST, LA CROSSE, VA 23950-5010
Transaction TypeMortgage
Record UpdatedDec 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230004067
DateNov 16, 2023
Instrument230004067
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term480 Months
DueNov 1, 2063
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 6, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMecklenburg County
MunicipalityLa Crosse Town
Unified School DistrictMecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$681.00 (+25.18%)$189,300 (+39.09%) Land $6,000 Building $183,300$189,300 (+39.09%) Land $6,000 Building $183,300
2023$544.00$136,100 (-) Land $6,000 Building $130,100$136,100 (-) Land $6,000 Building $130,100
2022$544.00$136,100 Land $6,000 Building $130,100$136,100 Land $6,000 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA CROSSE
serves 850 people · EPA ID VA5117400
Water SourcePurchased surface water from ROANOKE RIVER SERVICE AUTHORITY
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

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