209 Shell Creek Ct, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 209 Shell Creek Ct, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,370 sqft · built 2018
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,900 (Jun 2018)
Tax Bill	$9,061 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`054207-0238`

Property Details

APN / Parcel Number

Primary APN	`054207-0238`
Alternative APN	`U3231199UW000093000120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,370 sqft Living Area
Gross Area	3,261 sqft
1st Floor Area	1,857 sqft
Upper Floors Area	513 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	115 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	471 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542070238
Street Address	209 SHELL CREEK CT
City	APOLLO BEACH
State	FL
Zip	33572-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCEL 22 LOT 12 BLOCK 93
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCEL 22
Legal Block	93
Legal Lot Number	12
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2056
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 SHELL CREEK CT, APOLLO BEACH, FL 33572-3435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 9, 2018	Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2018 · Amount on Record
Deed Sale	Jun 9, 2018 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	2018228800
Deed Book / Page	25828 / 1461
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	209 SHELL CREEK CT, APOLLO BEACH, FL 33572-3435
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021212725
Date	Apr 28, 2021
Instrument	2021212725

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	209 SHELL CREEK CT, APOLLO BEACH, FL 33572-3435
Document Number	0000357876
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 SHELL CREEK CT APOLLO BEACH FL 335723435, APOLLO BEACH, FL 33572-3435

Mortgage

Document Number	0000357876
Date	Sep 1, 2020
Instrument	357876

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 9, 2018
Property Address	209 SHELL CREEK CT, APOLLO BEACH, FL 33572-3435
Document Number	0000228800
Book / Page	25828 / 1461
Map Reference	MB 121 PG 125
Instrument Date	May 30, 2018
Instrument	2018228800
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,008.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SHELL CREEK CT, APOLLO BEACH, FL 33572-3435

Mortgage

Document Number	0000228801
Date	Jun 9, 2018
Instrument	2018228801

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,869 (+2.7%)	$389,347 (-4.26%) Land $77,647 Building $311,700
2025	$9,061.00 (+9.79%) Homeowner's exemption	$285,169 (+5.99%)	$406,666 (+12.69%) Land $77,647 Building $329,019
2023	$8,253.00 (+4.99%) Homeowner's exemption	$269,060 (+3%)	$360,885 (-1.51%) Land $56,947 Building $303,938
2022	$7,861.00 Homeowner's exemption	$261,223	$366,405 Land $56,947 Building $309,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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