209 School St, Carlock, IL 61725 Property Records

McLean County property record for 209 School St, Carlock, IL 61725

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 960 sqft · built 1935
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Tax Bill$3,031 (2024)
Deeds & MortgagesAug 2021 Line of Credit
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-32-151-002

Property Details

APN / Parcel Number

Primary APN06-32-151-002

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)

Location & Zoning

Street Address209 SCHOOL ST
CityCARLOCK
StateIL
Zip61725-9410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOGLE SUB PT SW NW 32-25-1E LOT 1
Legal Range01E
Legal Township25N
Legal Section32
Legal SubdivisionFOGLE SUB
Legal Lot Number1
JurisdictionMCLEAN IL
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2044
Census Tract5202

Owner

209 School St is owned and occupied by an individual.

Source: McLean County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address209 SCHOOL ST, CARLOCK, IL 61725-9410
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 11, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address209 SCHOOL ST, CARLOCK, IL 61725-9410
Transaction TypeMortgage
Record UpdatedSep 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 SCHOOL ST, CARLOCK, IL 61725-9410

Mortgage

Document Number202100021062
DateAug 30, 2021
Instrument2021-00021062
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueAug 15, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address209 SCHOOL ST, CARLOCK, IL 61725-9410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000008221
DateMay 11, 2020
Instrument2020-00008221
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMay 16, 2025

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCarlock Village
CountyMcLean County
County SubdivisionWhite Oak Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,612 Land $3,956 Building $45,656$148,836 Land $11,868 Building $136,968
2024$3,031.00 (+8.33%)
2023$2,798.00$41,763 Land $3,330 Building $38,433$125,289 Land $9,990 Building $115,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLOCK
serves 562 people · EPA ID IL1130250
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tel-Star Cablevision
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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