209 School St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 209 School St, Acton, MA 01720 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,450 sqft · built 1966
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Individual Names on File
Last Sale	$781,000 (Dec 2024)
Tax Bill	$12,329 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H3 B:0114 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H3 B:0114 L:0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	4,614 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,500 sqft (0.517 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	209 SCHOOL ST
City	ACTON
State	MA
Zip	01720-4432
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	114
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1022
Census Tract	363104

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00H3 B:0114 L:0000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 SCHOOL ST, ACTON, MA 01720-4432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Oct 21, 1987 · Amount on Record
Deed Book / Page	83639 / 159
Record Updated	Jun 08, 2026

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Dec 31, 2024
Property Address	209 SCHOOL ST, ACTON, MA 01720-4432
Document Number	083639-159
Book / Page	83639 / 159
Instrument Date	Dec 31, 2024
Instrument	149317
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 SCHOOL ST, ACTON, MA 01720-4432

Mortgage

Document Number	0000149318
Date	Dec 31, 2024
Instrument	149318

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 01, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,329.00 (+15.34%)	$718,900 (+12.12%) Land $315,900 Building $403,000
2024	$10,689.00 (-0.63%)	$641,200 (+4.67%) Land $315,900 Building $325,300
2023	$10,757.00	$612,600 Land $287,300 Building $325,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 8 of 10 on primary residences
Nearby Flood Claims	9 (1980–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.