209 Sandy Ln, Plano, IL 60545 Property Records

Kendall County property record for 209 Sandy Ln, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,624 sqft · built 1956
Lot Size	0.2 acres (8,707 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Mar 2019)
Tax Bill	$6,542 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-27-215-006`

Property Details

APN / Parcel Number

Primary APN	`01-27-215-006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	1,624 sqft
Basement Area	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Multi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,707 sqft (0.2 acres)
Lot Dimensions	146 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	209 SANDY LN
City	PLANO
State	IL
Zip	60545-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 BONNIE ACRES SUB CITY OF PLANO
Legal Subdivision	BONNIE ACRES SUB
Legal Lot Number	18
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2013
Census Tract	890501

Owner

209 Sandy Ln is owned and occupied by two individuals who bought it in March 2019.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 SANDY LN, PLANO, IL 60545-2054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Dec 27, 2000 · Amount on File
Deed Document Number	20193617
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	209 SANDY LN, PLANO, IL 60545-2054
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SANDY LN, PLANO, IL 60545-2054

Mortgage

Document Number	0000014138
Date	Dec 11, 2023
Instrument	202300014138

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Feb 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	209 SANDY LN, PLANO, IL 60545-2054
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SANDY LN, PLANO, IL 60545-2054

Mortgage

Document Number	0000014138
Date	Dec 11, 2023
Instrument	202300014138

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	209 SANDY LN, PLANO, IL 60545-2054
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SANDY LN, PLANO, IL 60545-2054

Mortgage

Document Number	0000003204
Date	Feb 16, 2022
Instrument	202200003204

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,482 Land $12,009 Building $81,473	$280,446 Land $36,027 Building $244,419
2024	$6,542.00
2022		$69,402 Land $8,915 Building $60,487	$208,206 Land $26,745 Building $181,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Sandy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 Sandy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

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