209 S Towanda Ave, Normal, IL 61761 Property Records

McLean County property record for 209 S Towanda Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,454 sqft · built 1978
Lot Size	0.276 acres (11,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2017)
Tax Bill	$9,715 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-303-044`

Property Details

APN / Parcel Number

Primary APN	`14-26-303-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,454 sqft Living Area
1st Floor Area	2,454 sqft
Basement Area	2,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	11,960 sqft (0.276 acres)
Lot Dimensions	130 ft deep x 92 ft wide
Garage Area	1,152 sqft
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	209 S TOWANDA AVE
City	NORMAL
State	IL
Zip	61761-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	5TH ADD PLEASANT HILL EAST LOT 318
Legal Range	02E
Legal Township	24N
Legal Section	26
Legal Subdivision	PLEASANT HILL
Legal Lot Number	318
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1013
Census Tract	502

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10051 MCCUE DR, BLOOMINGTON, IL 61705-6328
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2021	Deed of Trust, Mortgage · Line of Credit GOODFIELD STATE BANK
Jan 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Apr 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 13, 2017	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	201722061
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	209 S TOWANDA AVE, NORMAL, IL 61761-2309
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100016252
Date	Jul 10, 2021
Instrument	2021-00016252

Lender

Name	GOODFIELD STATE BANK
Type	Bank
Address	EUREKA, IL 61530

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	209 S TOWANDA AVE, NORMAL, IL 61761-2309
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000964
Date	Jan 23, 2019
Instrument	2019-00000964

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Nov 7, 2028

Interest

Rate	7.35%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 6, 2018
Property Address	209 S TOWANDA AVE, NORMAL, IL 61761-2309
Document Number	201800005264
Map Reference	DOC73-3545
Instrument Date	Dec 14, 2017
Instrument	2018-00005264
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10051 MCCUE DR, 10051, BLOOMINGTON, IL 61705-6328

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 13, 2017
Property Address	209 S TOWANDA AVE, NORMAL, IL 61761-2309
Document Number	201700022061
Map Reference	DOC73-3545
Instrument Date	Dec 11, 2017
Instrument	2017-00022061
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10051 MCCUE DR, BLOOMINGTON, IL 61705-6328

Mortgage

Document Number	201700022062
Date	Dec 13, 2017
Instrument	2017-00022062

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,587 (+21.89%) Land $20,884 Building $109,703	$391,761 (+21.89%) Land $62,652 Building $329,109
2024	$9,715.00 (+5.95%)
2023	$9,169.00	$107,138 Land $17,134 Building $90,004	$321,414 Land $51,402 Building $270,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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