209 S Russell Ave, Ames, IA 50010 Property Records

Story County property record for 209 S Russell Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,737 sqft · built 1946
Lot Size	0.189 acres (8,246 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Jul 2021)
Tax Bill	$3,986 (2025)
Deeds & Mortgages	May 2018 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-10-203-050`

Property Details

APN / Parcel Number

Primary APN	`09-10-203-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,737 sqft Living Area
1st Floor Area	775 sqft
Basement Area	775 sqft
Finished Basement	775 sqft
Unfinished Basement	400 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,246 sqft (0.189 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	209 S RUSSELL AVE
City	AMES
State	IA
Zip	50010-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	SECTION:10 TOWNSHIP:83 RANGE:24 E197.73' N58.65' N117.3' SL 3 LOT 4 NW NE EX E57.13' WHICH IS ROW AMES
Legal Range	24W
Legal Township	83N
Legal Section	10
Legal Subdivision	WASHINGTON TWSP 83-24
Legal Lot Number	4
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	1000

Owner

209 S Russell Ave is owned and occupied by an individual who bought it in July 2021.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	209 S RUSSELL AVE, AMES, IA 50010-6943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage USAA FEDERAL SAVINGS BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FORTRESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	20218474
Prior Transfer Date	Jan 3, 2013
Prior Transfer Doc	0000000120
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	209 S RUSSELL AVE, AMES, IA 50010-6943
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803835
Date	May 8, 2018
Instrument	2018-03835

Lender

Name	USAA FEDERAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	209 S RUSSELL AVE, AMES, IA 50010-6943
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202004030
Date	Apr 28, 2020
Instrument	2020-04030

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 1, 2021
Property Address	209 S RUSSELL AVE, AMES, IA 50010-6943
Document Number	0202108474
Instrument Date	Jun 19, 2021
Instrument	2021-08474
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S RUSSELL AVE, AMES, IA 50010-6943

Mortgage

Document Number	0202108475
Date	Jul 1, 2021
Instrument	2021-08475

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 209 S Russell Ave was $3,986 with a homeowner's exemption, up 22.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,986.00 (+22.27%) Homeowner's exemption	$300,700 Land $53,600 Building $247,100	$300,700 Land $53,600 Building $247,100
2024	$3,260.00
2023		$234,900 Land $51,300 Building $183,600	$234,900 Land $51,300 Building $183,600
2022	$3,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 S Russell Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	27 (1984–2010)
Claims Outside the SFHA	8 of 27
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 S Russell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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