Geauga County property record for 209 S Oval Dr, Chardon, OH 44024
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 386 sqft · built 1990 |
| Lot Size | 0.087 acres (702 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $689 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-164881 |
| Primary APN | 10-164881 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 386 sqft Living Area |
| 1st Floor Area | 386 sqft |
| Attic | Attic |
| Attic Area | 386 sqft |
| Basement Area | 386 sqft |
| Unfinished Basement | 386 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 702 sqft (0.087 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 005271-6 |
|---|---|
| Street Address | 209 S OVAL DR |
| City | CHARDON |
| State | OH |
| Zip | 44024-1463 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3L |
| Legal Description | UNIT 24 S O BURLINGTON OF GEAUGA CONDOMINIUM #14 |
| Legal Subdivision | OBURLINGTON OF GEAUGA |
| Legal Unit | 24 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 312201 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 S OVAL DR, CHARDON, OH 44024-1463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Aug 1, 2017 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2005 |
| Deed Sale | Feb 4, 2005 |
| Prior Sale | Oct 10, 1990 |
| Deed Document Number | 2005711768 |
| Deed Book / Page | 1754 / 85 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 209 S OVAL DR, CHARDON, OH 44024-1463 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 209 S OVAL DR, CHARDON, OH 44024-1463 |
| Document Number | 0021800411 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 2180/411 |
| Instrument | 202401019421 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 209 S OVAL DR, CHARDON, OH 44024-1463 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021160968 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 2116/968 |
| Instrument | 202100977722 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 209 S OVAL DR, CHARDON, OH 44024-1463 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020872866 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 2087/2866 |
| Instrument | 202000960448 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 209 S OVAL DR, CHARDON, OH 44024-1463 |
| Document Number | 0020362194 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 209 S OVAL DR CHARDON OH 440241463, CHARDON, OH 44024-1463 |
| Document Number | 0020362194 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 002036/002194 |
| Instrument | 924328 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $689.00 (-2.41%) | $23,800 (-) Land $4,200 Building $19,600 | |
| 2024 | $706.00 (-0.28%) Homeowner's exemption | $23,800 (-) Land $4,200 Building $19,600 | |
| 2023 | $708.00 (+12.92%) Homeowner's exemption | $23,800 (+22.74%) Land $4,200 Building $19,600 | $68,000 (+22.74%) Land $12,000 Building $56,000 |
| 2022 | $19,390 Land $3,500 Building $15,890 | ||
| 2021 | $627.00 | ||
| 2020 | $55,400 Land $10,000 Building $45,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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