209 S Oak St, Versailles, MO 65084 Property Records

Morgan County property record for 209 S Oak St, Versailles, MO 65084

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,764 sqft · built 1953
Lot Size0.508 acres (22,120 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Nov 2025)
Tax Bill$1,012 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jan 2026 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN12-3.0-06-300-022-002.000

Property Details

APN / Parcel Number

Primary APN12-3.0-06-300-022-002.000

Interior

Building Area1,764 sqft Living Area
1st Floor Area1,764 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsbestos
Lot Area22,120 sqft (0.508 acres)
Lot Dimensions158 ft deep x 197 ft wide
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address209 S OAK ST
CityVERSAILLES
StateMO
Zip65084-1079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRT LOTS 4-8 & 1/2 VAC ST; BLK 6; WEST LAWN ADD TO VERSAILLES
Legal Range17
Legal Township42
Legal Section6
Legal SubdivisionWEST LAWN ADD TO VERSAILLES
Legal Block6
Legal Lot Number4-8,1
JurisdictionMORGAN MO
Township / Civil DivisionMOREAU
Census Block Group2
Census Block2019
Census Tract470300

Owner

Source: Morgan County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address309 S OAK ST, VERSAILLES, MO 65084-1081
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF ELDON
Jan 26, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF ELDON
Jun 25, 2024Deed of Trust, Mortgage · Commercial Mortgage
THE BANK OF VERSAILLES
Jan 24, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF ELDON
Nov 13, 2025Warranty Deed, Transfer · Line of Credit
CITIZENS BANK OF ELDON
Aug 1, 2025Warranty Deed, Transfer
Mar 6, 2025Correction Deed
Dec 3, 2024Warranty Deed, Construction Loan · Construction Mortgage
CITIZENS BANK OF ELDON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Prior SaleAug 1, 2025
Deed Document Number20255607
Prior Transfer DateJan 24, 2025
Prior Transfer Doc0202500832
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN MO
Property Address209 S OAK ST, VERSAILLES, MO 65084-1079
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8796 HWYZ, FORTUNA, MO 65034-2013

Mortgage

Document Number0202600775
DateFeb 19, 2026
Instrument202600775
Lender
NameCITIZENS BANK OF ELDON
TypeBank
AddressELDON, MO 65026
Agreement
TypeLine of Credit
AmountAmount Recorded
Term237 Months
DueNov 13, 2045

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN MO
Property Address209 S OAK ST, VERSAILLES, MO 65084-1079
Transaction TypeMortgage
Record UpdatedFeb 19, 2026
Title CompanyHUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD KAVANAUGH TTL GUARAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address8796 HIGHWAY Z, FORTUNA, MO 65034-2013

Mortgage

Document Number0202600323
DateJan 26, 2026
Instrument202600323
Lender
NameCITIZENS BANK OF ELDON
TypeBank
AddressELDON, MO 65026
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueNov 13, 2045

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN MO
Property Address209 S OAK ST, VERSAILLES, MO 65084-1079
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202402823
DateJun 25, 2024
Instrument202402823
Lender
NameTHE BANK OF VERSAILLES
TypeBank
AddressVERSAILLES, MO 65084
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN MO
Property Address209 S OAK ST, VERSAILLES, MO 65084-1079
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 HIGHWAY 5, VERSAILLES, MO 65084-4323

Mortgage

Document Number0202500307
DateJan 24, 2025
Instrument202500307
Lender
NameCITIZENS BANK OF ELDON
TypeBank
AddressELDON, MO 65026
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueNov 27, 2044

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN MO
Recording DateNov 13, 2025
Property Address209 S OAK ST, VERSAILLES, MO 65084-1079
Document Number0202505607
Instrument DateNov 13, 2025
Instrument202505607
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyHUBBARD KAVANAUGH TTL GUARAN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 S OAK ST, VERSAILLES, MO 65084-1079

Mortgage

Document Number0202505608
DateNov 13, 2025
Instrument202505608
Lender
NameCITIZENS BANK OF ELDON
TypeBank
AddressELDON, MO 65026
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 13, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN MO
Recording DateAug 1, 2025
Property Address209 S OAK ST, VERSAILLES, MO 65084-1079
Document Number0202503514
Instrument DateJul 31, 2025
Instrument202503514
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 193, VERSAILLES, MO 65084-0193

March 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionMORGAN MO
Recording DateMar 6, 2025
Property Address209 S OAK ST, VERSAILLES, MO 65084-1079
Document Number0202500832
Instrument DateJan 24, 2025
Instrument202500832
Record UpdatedJan 13, 2026

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 HIGHWAY 5, VERSAILLES, MO 65084-4323

December 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMORGAN MO
Recording DateDec 3, 2024
Property Address209 S OAK ST, VERSAILLES, MO 65084-1079
Document Number0202405479
Instrument DateNov 26, 2024
Instrument202405479
Transaction TypeConstruction Loan
Record UpdatedJan 13, 2026
Title CompanyTITLE GUARANTY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 127, VERSAILLES, MO 65084-0127

Mortgage

Document Number0202405462
DateDec 3, 2024
Instrument202405462
Lender
NameCITIZENS BANK OF ELDON
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term239 Months
DueNov 27, 2044

Mortgage

Document Number0202405480
DateDec 3, 2024
Instrument202405480
Lender
NameCITIZENS BANK OF ELDON
TypeBank
AddressELDON, MO 65026
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term239 Months
DueNov 27, 2044

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyMorgan County
MunicipalityVersailles City
Unified School DistrictMorgan County R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,350 (-) Land $2,964 Building $20,386$122,900 (-) Land $15,600 Building $107,300
2025$1,012.00 (+11.45%)$23,350 (+15.31%) Land $2,964 Building $20,386$122,900 (-) Land $15,600 Building $107,300
2024$122,900 (+15.29%) Land $15,600 Building $107,300
2023$908.00 (+0.44%)$20,250
2022$904.00 (+21.83%)$106,600 Land $9,700 Building $96,900
2011$742.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES PWS
serves 2,539 people · EPA ID MO3010819
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Co-Mo Connect
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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