Benton County property record for 209 S Michael St, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,206 sqft · built 1998 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Nov 2025) |
| Tax Bill | $2,684 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01710-000 |
| Primary APN | 12-01710-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| Gross Area | 1,606 sqft |
| 1st Floor Area | 1,206 sqft |
| Flooring | Carpet |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44303 |
|---|---|
| Street Address | 209 S MICHAEL ST |
| City | LOWELL |
| State | AR |
| Zip | 72745-8445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHVIEW SUB PH I-LOWELL |
| Legal Lot Number | 48 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21406 |
209 S Michael St is owned and occupied by two individuals who bought it in November 2025.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 S MICHAEL ST, LOWELL, AR 72745-8445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | May 20, 2014 · Amount on File |
| Deed Document Number | 202562004 |
| Prior Transfer Date | Oct 30, 2025 |
| Prior Transfer Doc | L202562004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 209 S MICHAEL ST, LOWELL, AR 72745-8445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 209 S MICHAEL ST, LOWELL, AR 72745-8445 |
| Document Number | L202600877 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | L202600877 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | 103 S BLOOMINGTON ST, LOWELL, AR 72745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 14, 2051 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Nov 4, 2025 |
| Property Address | 209 S MICHAEL ST, LOWELL, AR 72745-8445 |
| Document Number | L202562004 |
| Map Reference | REC 22L PG 138 |
| Instrument Date | Oct 30, 2025 |
| Instrument | L202562004 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | WACO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 5344 SOAPBERRY CT, SPRINGFIELD, MO 65802-5830 |
| Name | Verified Name |
|---|---|
| Address | 209 S MICHAEL ST, LOWELL, AR 72745-8445 |
| Document Number | L202562005 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | L202562005 |
| Name | BANK OF LITTLE ROCK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 209 S Michael St was $2,684, up 77.5% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,684.00 (+77.51%) | $46,359 (-) Land $15,200 Building $31,159 | $231,795 (-) Land $76,000 Building $155,795 |
| 2025 | $1,512.00 Homeowner's exemption | $46,359 Land $15,200 Building $31,159 | $231,795 (-) Land $76,000 Building $155,795 |
| 2024 | $231,795 (+59.09%) Land $76,000 Building $155,795 | ||
| 2023 | $1,273.00 Homeowner's exemption | $29,140 Land $7,200 Building $21,940 | $145,700 Land $36,000 Building $109,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 209 S Michael St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 S Michael St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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