Monroe County property record for 209 S Market St, Waterloo, IL 62298
| Property Type | Commercial |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $1,725 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-281-021-800 |
| Primary APN | 07-25-281-021-800 |
|---|---|
| Alternative APN |
|
| Street Address | 209 S MARKET ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1662 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | IMPR ON LOT 49 OLD TOWN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | CITY OF WATERLOO |
| Legal Lot Number | 49 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 600401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
209 S Market St, a commercial property, is owned by a company.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4080 W JONATHAN MOORE PIKE, COLUMBUS, IN 47201-8667 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 209 S MARKET ST, WATERLOO, IL 62298-1662 |
| Document Number | 0000390850 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | ACCENT TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 209 S MARKET ST WATERLOO IL 622981662, WATERLOO, IL 62298-1662 |
| Document Number | 0000390850 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 390850 |
| Name | DIETERICH BK NA |
|---|---|
| Address | RED BUD, IL 62278 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 11, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 209 S Market St was $1,725, down 2.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,725.00 (-2.38%) | $28,280 Building $28,280 | $84,840 Building $84,840 |
| 2024 | $1,767.00 | ||
| 2022 | $28,280 Building $28,280 | $84,840 Building $84,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 S Market St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 209 S Market St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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