209 S Main St, Salado, TX 76571 Property Records

Bell County property record for 209 S Main St, Salado, TX 76571

Property Summary

Property Type	Commercial
Details	3 ba · 3,220 sqft · built 1987
Lot Size	0.569 acres (24,786 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Apr 1998)
Tax Bill	$5,062 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`0529710000`

Property Details

APN / Parcel Number

Primary APN	`0529710000`
Alternative APNs	`145084` `48988`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,220 sqft Gross Area
1st Floor Area	2,103 sqft
2nd Floor Area	625 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	24,786 sqft (0.569 acres)
View / Lot	Commercial

Exterior Amenities

Porch	Open Porch
Porch Area	277 sqft
Deck Area	492 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	209 S MAIN ST
City	SALADO
State	TX
Zip	76571-6212
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	A0398BC H W HURD, (OUTLOT), SALADO HOMES, ACCENTS OF SALADO, ACRES 0.569
Legal Subdivision	H W HURD
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2043
Census Tract	23406

Owner

209 S Main St, a commercial property, is owned by an individual who bought it in April 1998.

Source: Bell County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1547 CHEYENNE PASS, SALADO, TX 76571-6465
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Vendor's Lien, Transfer · Line of Credit BANCORPSOUTH BANK
Dec 27, 2017	Loan Modification, Mortgage HORIZON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 1998 · Amount on File
Deed Sale	Apr 2, 1998 · Amount on File
Deed Document Number	199810736
Deed Book / Page	3768 / 691
Record Updated	Sep 20, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 18, 2021
Property Address	209 S MAIN ST, SALADO, TX 76571-6212
Document Number	0000053523
Instrument Date	Aug 17, 2021
Instrument	2021053523
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3366 FM 2484, 3366, SALADO, TX 76571-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1547 CHEYENNE PASS, SALADO, TX 76571-6465

Mortgage

Document Number	0000053524
Date	Aug 18, 2021
Instrument	2021053524

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	209 S MAIN ST, SALADO, TX 76571-6212
Document Number	0000010068
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3366 FM 2484 SALADO TX 765716009, SALADO, TX 76571-6009

Mortgage

Document Number	0000010068
Date	Mar 14, 2018
Instrument	10068

Lender

Name	HORIZON BK
Type	Bank
Address	AUSTIN, TX 78701

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 13, 2023

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 209 S Main St was $5,062.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Salado Village
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,062.00	$267,973 Land $146,979 Building $120,994	$267,973 Land $146,979 Building $120,994
2023	$5,052.00 (-3%)	$256,653 Land $134,586 Building $122,067	$256,653 Land $134,586 Building $122,067
2022	$5,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	7 (2005–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 S Main St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink, Western Broadband.

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