209 S 2nd St, Harmon, IL 61042 Property Records

Lee County property record for 209 S 2nd St, Harmon, IL 61042

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,437 sqft · built 1901
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,548 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-15-434-008`

Property Details

APN / Parcel Number

Primary APN	`10-13-15-434-008`
Alternative APN	`134385`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,437 sqft Living Area
Basement Area	332 sqft
Unfinished Basement	332 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Aluminum/Vinyl
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Location & Zoning

Account Number	134385
Street Address	209 S 2ND ST
City	HARMON
State	IL
Zip	61042-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT/LOT:00 TWP:00 RNG/BLK:000 HARMON LTS 21 22 BLOCK J
Legal Block	J
Legal Lot Number	21-22
Jurisdiction	LEE IL
Township / Civil Division	HARMON
Census Block Group	2
Census Block	2121
Census Tract	700

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 S 2ND ST, HARMON, IL 61042-9432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMBOY
Sep 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMBOY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 23, 2015
Transfer Doc	0201501744
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	209 S 2ND ST, HARMON, IL 61042-9432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005937
Date	Dec 2, 2020
Instrument	202005937

Lender

Name	FIRST NATIONAL BANK AMBOY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	209 S 2ND ST, HARMON, IL 61042-9432
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1809/1273
Date	Sep 12, 2018
Book Page	1809/1273
Instrument	201803510

Lender

Name	FIRST NATIONAL BANK AMBOY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Harmon Township
Municipality	Harmon Village
Unified School District	Amboy Community Unit School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,548.00 (+17.18%) Homeowner's exemption	$27,876 (+1%) Land $2,592 Building $25,284	$83,628 (+1%) Land $7,776 Building $75,852
2024	$1,321.00	$25,341 Land $2,356 Building $22,985	$76,023 Land $7,068 Building $68,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARMON serves 111 people · EPA ID IL1030300
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 2nd St

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