209 Rubrum Dr, Hillsborough, NC 27278 Property Records

Orange County property record for 209 Rubrum Dr, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,828 sqft · built 2015
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Sep 2025)
Tax Bill	$4,768 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9873-36-0258`

Property Details

APN / Parcel Number

Primary APN	`9873-36-0258`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	3,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2018
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	209 RUBRUM DR
City	HILLSBOROUGH
State	NC
Zip	27278-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 PH 1 WATERSTONE TERRACES P113/115-119
Legal Subdivision	WATERSTONE
Legal Phase	1
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2018
Census Tract	10902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	209 RUBRUM DR, HILLSBOROUGH, NC 27278-8113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 1, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 5, 2019	Warranty Deed, Transfer · Conventional with PMI ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	202530123175
Deed Book / Page	6891 / 1681
Prior Transfer Date	Mar 30, 2021
Prior Transfer Doc	67141958
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Sep 22, 2025
Property Address	209 RUBRUM DR, HILLSBOROUGH, NC 27278-8113
Document Number	0068911681
Book / Page	6891 / 1681
Map Reference	MB 113 PG 115-119
Instrument Date	Sep 15, 2025
Instrument	30123175
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 LIBERTY DR, WHITEFIELD, NH 03598-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 RUBRUM DR, HILLSBOROUGH, NC 27278-8113

Mortgage

Document Number	0068911684
Date	Sep 22, 2025
Instrument	6891/1684

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE NC
Recording Date	Apr 1, 2021
Property Address	209 RUBRUM DR, HILLSBOROUGH, NC 27278-8113
Document Number	67141958
Book / Page	6714 / 1958
Map Reference	MB 113 PG 115-119
Instrument Date	Mar 30, 2021
Instrument	30044379
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 BRAMAN ST # 2, 7, DANVERS, MA 01923-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 RUBRUM DR, HILLSBOROUGH, NC 27278-8113

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Aug 5, 2019
Property Address	209 RUBRUM DR, HILLSBOROUGH, NC 27278-8113
Document Number	6622130
Book / Page	006622 / 000130
Instrument Date	Jul 24, 2019
Instrument	30005184
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 RUBRUM DR HILLSBOROUGH NC 272788113, HILLSBOROUGH, NC 27278-8113

Mortgage

Document Number	6622132
Date	Aug 5, 2019
Book Page	006622/000132
Instrument	30005185

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,768.00 (+3.36%)	$377,600 (-) Land $125,000 Building $252,600	$377,600 (-) Land $125,000 Building $252,600
2025	$4,613.00 (+25.18%)	$377,600 (+54.82%) Land $125,000 Building $252,600	$377,600 (+54.82%) Land $125,000 Building $252,600
2023	$3,685.00	$243,900 Land $45,000 Building $198,900	$243,900 Land $45,000 Building $198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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