209 Rosedale Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 209 Rosedale Ct, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,210 sqft · built 1922
Lot Size0.104 acres (4,550 sqft)
OwnerCompany Name on Record
Last Sale$130,000 (Jun 2025)
Tax Bill$1,855 (2025)
Deeds & MortgagesSep 2025 Mortgage
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-42-01-015.00

Property Details

APN / Parcel Number

Primary APN056-42-01-015.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,210 sqft Finished Area
Gross Area1,630 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area4,550 sqft (0.104 acres)
Lot Dimensions130 ft deep x 35 ft wide
Garage Area325 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address209 ROSEDALE CT
CityCOVINGTON
StateKY
Zip41015-1962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANDFORD FRANKLIN LOT 92 & PT LOT 93 35'X 130' IRREG
Legal SubdivisionSANDFORD FRANKLIN
Legal Lot Number92,93
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3020
Census Tract61300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3353 MADISON PIKE, FT MITCHELL, KY 41017-8153
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Commercial Mortgage
MOFIN LENDING CORPORATION
Dec 5, 2022Deed, Transfer · FHA Mortgage
PRIMELENDING
Jun 7, 2022Intrafamily Transfer, Transfer
Apr 18, 2022Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2025 · Amount on Record
Deed SaleJun 4, 2025 · Amount on Record
Prior SaleDec 5, 2022 · Amount on Record
Deed Document Number202550
Deed Book / Page345 / 342
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address209 ROSEDALE CT, COVINGTON, KY 41015-1962
Transaction TypeMortgage
Record UpdatedOct 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address11211 POND CREEK RD, ALEXANDRIA, KY 41001-7646

Mortgage

Document Number0005900048
DateSep 19, 2025
Book PageKCM 688/776
Instrument25091905900048
Lender
NameMOFIN LENDING CORPORATION
TypeNon-Lending Institution
AddressDELRAY BEACH, FL 33483
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateDec 5, 2022
Property Address209 ROSEDALE CT, COVINGTON, KY 41015-1962
Document Number0005900055
Book / PageKC 203 / 467
Map ReferencePL 310
Instrument DateNov 16, 2022
Instrument22120505900055
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 E PENN SQ, PHILADELPHIA, PA 19107-3323

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 ROSEDALE CT, COVINGTON, KY 41015-1962

Mortgage

Document Number0005900056
DateDec 5, 2022
Book Page425/828
Instrument22120505900056
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJun 7, 2022
Property Address209 ROSEDALE CT, COVINGTON, KY 41015-1962
Document Number0005900195
Book / Page169 / 724
Map ReferencePL 310
Instrument DateApr 26, 2022
Instrument22060705900195
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 S NICKLAS AVE # 3200, 3200, OKLAHOMA CITY, OK 73128-3011
InvestorPossibly a Property Investor

April 2022: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateApr 18, 2022
Property Address209 ROSEDALE CT, COVINGTON, KY 41015-1962
Document Number0005900129
Book / Page160 / 207
Instrument DateJan 27, 2022
Instrument22041805900129
Transaction TypeForeclosure
Record UpdatedJan 5, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156

Transferred To (Grantee/Buyer)

NameVerified Name
Address1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$130,000 (-7.14%) Land $15,000 Building $115,000$130,000 (-7.14%) Land $15,000 Building $115,000
2025$1,855.00 (+42.47%)$140,000 (+43.15%) Land $10,000 Building $130,000$140,000 (+43.15%) Land $10,000 Building $130,000
2023$1,302.00$97,800 Land $10,000 Building $87,800$97,800 Land $10,000 Building $87,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1978–2025)
Claims Outside the SFHA5 of 16
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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